Indiana Medicaid Asset Limits

Quick answer: In 2026, Indiana's Medicaid asset limit for nursing home care is generally $2,000 for a single applicant, or $3,000 when both spouses apply. The home, one vehicle, household goods and a prepaid irrevocable burial plan may be excluded, depending on the rules and facts.

For 2026, a single Indiana nursing-home applicant is generally held to a $2,000 countable-asset limit, while a married couple with both spouses applying is capped at $3,000. It's worth flagging that these figures apply specifically to the long-term-care pathway, not to every Indiana Medicaid category.

Countable and exempt resources aren't the same thing, and the distinction matters. Indiana's published guidance lists the home, one vehicle, household goods, personal effects, and a prepaid irrevocable burial arrangement among the items that may be excluded from the countable total — but only subject to the actual governing rules and the facts of the case. That means a deed, a bank balance, a retirement account, a vehicle, or a home shouldn't get labeled "exempt" from a generic checklist; each needs review under the real Medicaid policy that applies.