Wisconsin Medicaid Asset Limits

Quick answer: Wisconsin's Medicaid asset limit is $2,000 for a single applicant and $3,000 for a group of two, with separate spousal-impoverishment rules for married applicants. The 2026 home-equity limit for long-term care is $752,000.

Wisconsin's current eligibility handbook sets an SSI-related categorically needy asset limit of $2,000 for a single applicant and $3,000 for a group of two. Caseworkers apply the standard EBD asset limit when the institutionalized applicant is unmarried, but switch to the separate spousal-impoverishment rules once a spouse is in the picture — a distinction that changes the math considerably for married applicants.

For long-term-care services specifically, Wisconsin's 2026 home-equity limit sits at $752,000, applied across Institutional Medicaid, Family Care, Family Care Partnership, PACE, and IRIS. Home equity is defined as current fair-market value minus legally binding encumbrances. The limit doesn't apply at all if a spouse, a child under 21, or a disabled adult child lives in the home, and the handbook allows the limit to be waived in cases of undue hardship.