Quick answer: Oregon reviews asset transfers made in the 60 months before an application for nursing facility or home- and community-based care. Its transfer penalty divisor is $14,585 a month through September 2026.
Oregon's 2026 policy transmittal (OEP-PT-26-021) sets a 60-month asset-transfer look-back for both nursing-facility care and home- and community-based services. The update removed older provisions that had reached beyond that window and applies the disqualification framework to specified long-term-care services regardless of whether the underlying Medicaid category is MAGI or OSIPM.
A five-year review doesn't automatically produce the same outcome for every transfer. Oregon first determines whether a given asset transfer is disqualifying under its rules (OAR 461-140-0296), calculates the uncompensated value involved, and only then applies a period during which department-paid nursing-facility or home- and community-based care becomes unavailable.
As of this writing, Oregon's transfer penalty divisor is $14,585 a month, a figure the state has confirmed runs through September 2026.
Oregon figures
- Transfer look-back period
- 60 months
- Transfer penalty divisor (through September 2026)
- $14,585/month
Sources and official resources
- Oregon ODHS: Aging and People with Disabilities
- U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)
Rules and figures change. Confirm current details with the agency before you act.