For 2026, Ohio sets its countable-resource ceiling for long-term-care Medicaid at $2,000 for a single applicant and $3,000 when both spouses in a couple are applying. These numbers come from the state's published Medicaid standards for the year and govern financial eligibility for institutional and waiver coverage alike.

Home equity gets its own separate ceiling. Ohio's 2026 home-equity limit is $752,000, up from $730,000 in 2025 — worth confirming directly with the state before relying on it for a live application, since these figures are adjusted periodically.

Ohio figures

Individual resource limit
$2,000
Couple resource limit (both applying)
$3,000
Home equity limit (2026)
$752,000
Home equity limit (2025)
$730,000
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