For families hoping to avoid a nursing facility altogether, Montana's Big Sky Waiver is the main path to community-based, nursing-facility-level care. Administered through the Senior and Long Term Care Division, it's a Medicaid 1915(c) Home and Community-Based Services waiver — meaning it lets people who'd otherwise need institutional care instead receive services at home or in the community.

Eligibility isn't just about income and resources. DPHHS requires a Big Sky Waiver recipient to be financially eligible for Medicaid, to meet the same minimum level-of-care standard used for nursing-facility placement, and to have an unmet need that only waiver services can address.

One important caveat: DPHHS currently reports a waiting list for the Big Sky Waiver, so families should factor timing into their planning rather than assume services can start immediately.

Sources and official resources

Rules and figures change. Confirm current details with the agency before you act.

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