Montana's current DPHHS resource schedule sets a $2,000 limit for an aged, blind, or disabled (ABD) individual and $3,000 for an ABD couple. For someone already institutionalized, the standard is $2,000 whether they're single or the institutionalized half of a couple.

Those numbers don't mean every asset a family owns gets counted against the limit. DPHHS starts from the equity value of resources but then carves out exclusions — a primary residence chief among them — and the actual treatment of any given asset depends on ownership structure, accessibility, whether a trust is involved, recent transfers, and which Medicaid category applies.

Montana figures

ABD individual resource limit
$2,000
ABD couple resource limit
$3,000
Institutionalized individual/spouse standard
$2,000
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