For any transfer made on or after February 8, 2006, Massachusetts runs a look-back period that generally stretches 60 months. Under 130 CMR 520.000, that clock starts on the first day someone is simultaneously a nursing-facility resident and an applicant for, or recipient of, MassHealth Standard.
Within that review window, MassHealth can refuse to pay for an otherwise-eligible resident's nursing-facility care if that resident — or their spouse — gave away countable resources for less than they were worth, unless a recognized permissible-transfer, exception, or exemption covers the transaction. It's worth noting that this kind of denial only blocks payment for nursing-facility services; it doesn't wipe out eligibility for other MassHealth benefits.
Massachusetts figures
- Look-back period
- 60 months
- Transfer penalty divisor
- $450/day for applications or reviews received on or after November 1, 2025
Sources and official resources
- Mass.gov: Paying for a Stay in a Nursing or Rest Home
- U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)
Rules and figures change. Confirm current details with the agency before you act.