Massachusetts runs ten separate Home and Community-Based Services waivers, with MassHealth sharing the work alongside the Executive Office of Aging and Independence, the Department of Developmental Services, and MassAbility — each waiver built around its own defined target population.

The state frames these HCBS waivers as alternative, state-specific programs that let eligible people get long-term services and supports while staying in their own homes and communities. But capacity is baked into the design: each waiver has a maximum number of people it can serve in a given year, and the state has to demonstrate cost neutrality to keep that approval — so even though someone can typically apply at any time, a program-wide cap on enrollment is still a real feature to plan around.

The Frail Elder Waiver is the one most families run into first. It's built for adults age 60 and older who meet a nursing-facility level of care but can still remain safely in the community with the right supports in place.

Sources and official resources

Rules and figures change. Confirm current details with the agency before you act.

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