Idaho Long-Term Care Insurance (*)

The Idaho Department of Insurance oversees long-term-care insurance rates and policy forms in the state, and it administers the Idaho Long-Term Care Partnership Program — a joint effort between state government and private insurers. The department maintains current lists of carriers and policy forms certified for Partnership treatment, which is a good sign that this program is still actively operating rather than sitting as a closed, legacy benefit.

Idaho's 2026 Department of Insurance bulletin confirms the program has been running since November 2006 and identifies DHW's Medicaid Division as the state's Medicaid agency for these purposes. The bulletin also spells out specific notice and filing obligations for insurers who issue or market Partnership-qualified policies, which is further evidence the regulatory framework around these policies is live and enforced, not just historical.