Wyoming Medicaid Asset Limits

Wyoming ties its long-term-care resource limits directly to SSI standards. State rule requires that resources not exceed the SSI resource limits for the applicable aged, blind, or disabled long-term-care category, and for 2026 the Social Security Administration sets those SSI limits at $2,000 for an individual and $3,000 for a couple — figures Wyoming's own Medicaid eligibility page mirrors exactly. It's worth remembering these are entry-point standards; they tell you whether you clear the initial screen, not whether a specific home, account, trust, vehicle, annuity, or jointly owned asset actually counts against the limit.

On the income side, Wyoming is genuinely an income-cap state for its institutional and Community Choices Waiver pathways — meaning there's a hard ceiling rather than a spend-down option. Applicants must have income at or below 300% of the Federal Benefit Rate. With Wyoming's 2026 individual SSI Federal Benefit Rate set at $994 per month, that 300% standard works out to $2,982 per month. For anyone whose income exceeds that cap, Wyoming's Chapter 18 rule authorizes a qualifying income trust, provided it includes the required Medicaid payback provision and meets other state conditions — so an above-cap situation calls for a proper trust review rather than an assumption that ordinary spend-down rules will apply the way they might in a medically needy state.