Connecticut Home Transfer Planning

Unlike many states, Connecticut has no statute authorizing a general transfer-on-death deed for real property. The state's current deed-law reference is explicit that TOD or beneficiary deeds simply aren't available for real estate in Connecticut. That's a clear contrast with the state's own transfer-on-death registration system for securities, financial accounts, and vehicle titles under CGS sections 45a-468 and following — a mechanism that works fine for those asset types but has no real-estate counterpart.

The same reference notes that a deed attempting to pass Connecticut land "on death" carries no statutory force for real property. There was movement toward changing this: a 2025 bill, HB 6896, proposed adopting the Uniform Real Property Transfer on Death Act with a suggested October 1, 2025 effective date. But proposed bill language isn't an enacted law, so families should verify the current statute and local land-record practice before relying on any form marketed as a Connecticut TOD deed. In the meantime, revocable trusts, survivorship ownership, and retained-life-estate/remainder deeds remain the fact-sensitive alternatives worth exploring.