Nevada Medicaid Asset Limits

Quick answer: Nevada's Medicaid resource limit for nursing home and waiver care is $2,000 for an individual and $3,000 for a couple. When only one spouse needs care, the at-home spouse can keep up to $162,660 in 2026.

DWSS's published resource policy sets the baseline figures every Nevada family should know: a countable-resource limit of $2,000 for an individual and $3,000 for a couple applying to institutional or home-based waiver Medicaid. Resources, under this policy, means any real or personal asset a person owns and could turn into cash or otherwise apply toward basic needs — though whether a specific home, bank account, car, trust, or jointly held asset actually counts against that limit depends on exclusion rules and how ownership is structured.

Those bare-bones numbers don't tell the whole story once a married couple is involved and only one spouse needs care. A 2026 Nevada eligibility guide puts the maximum Community Spouse Resource Allowance at $162,660, protecting that amount of the couple's combined assets for the spouse who remains at home. In other words, the $3,000 couple figure isn't really the operative number in a married case — the CSRA calculation is, and it should be run using DWSS's current methodology rather than assumed from the basic resource limit alone.