Mississippi stands out for setting a comparatively generous countable-resource limit: DOM's 2026 chart lists $4,000 for a single person applying for nursing-facility Medicaid or the equivalent institutional/HCBS category. DOM's companion eligibility page confirms the same figure, while emphasizing that resource rules separate countable assets from property the state excludes entirely (DOM Appendix A-2, revised January 1, 2026; DOM eligibility page).
DOM defines resources broadly as real or personal assets a person owns that could help meet basic needs, but its guidance also carves out specific exclusions — one automobile, household goods, qualifying burial spaces, and a primary home that's subject to the state's home-equity rule are all treated differently from ordinary countable assets. The classification of any particular item, and who actually owns it, can change the analysis, so a bank balance alone doesn't settle whether something counts (DOM eligibility page).
Married couples get separate protection: the community-spouse resource maximum in Mississippi currently sits at $162,660, and the state also applies a home-equity limit of $752,000 for the primary residence. As in most states, these figures interact with the couple's total resources and the timing of institutionalization, so they should be treated as inputs to a proper assessment rather than numbers to plan around in isolation.