Minnesota does allow homeowners to record a transfer-on-death deed, but that convenience comes with a catch: the state's estate-recovery law was written to specifically reach property that passes this way, so the tool doesn't function as an automatic Medicaid workaround.
The statute authorizing this deed — Minnesota Statutes section 507.071 — defines it as an instrument that only transfers an interest to a named beneficiary once the current owner dies, and that transfer is subject to the law's own survivorship rules.
One detail carries real weight here: the deed has to meet Minnesota's standard deed requirements and must actually be recorded, in a county where at least part of the property sits, before the owner passes away. This isn't a minor filing formality — the statute makes that recording timeline central to whether the deed is legally valid at all.
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