DHS's current guideline — document DHS-3461A, running from July 1, 2026 through June 30, 2027 — sets the asset ceiling for MA's elderly, blind, and disabled categories at $3,000 for a single applicant and $6,000 for a two-person household, with an additional $200 allowed for each dependent. These numbers define the asset test itself; whether any particular asset actually counts toward that ceiling is a separate, fact-specific question.
DHS's guidance lists the kinds of things that count as assets — bank accounts, a vehicle, a home, and various investments — while noting that a home and one car are typically excluded from most eligibility categories. Long-term-care coverage complicates that exclusion, though: the home is subject to its own equity rule, so having a 'homestead' does not automatically mean unlimited equity is protected.