West Virginia elder-law guidance states that a Medicaid applicant must not have made gifts to others during the 60 months preceding the application, and a current state-specific eligibility overview echoes that same 60-month look-back for nursing-home and waiver long-term-care Medicaid. In real terms, this review can turn a transaction the family thought of as a simple gift, an inheritance decision, or just "adding a name" to a deed into something that affects Medicaid eligibility.
What the state's official long-term-care flyer does not provide is a transfer divisor or a worked calculation example. An older public policy-manual search result turns up some historical figures, but those aren't reliable numbers for 2026 planning. Rather than guessing at a current West Virginia penalty divisor, the responsible move is to get the county office's current policy and the actual transaction records in hand before attempting to calculate any period of ineligibility.