Funding LTC MarketplaceWhat does coverage cost?
$5,010 a year combined, average for a couple both age 55, in 2026
For $165,000 in initial benefits each
What does long-term care insurance actually cost?
It depends on your age, health and the benefits you choose. As one benchmark, in 2026 a couple both age 55 paid an average of about $5,010 a year combined for $165,000 in initial benefits each, according to the American Association for Long-Term Care Insurance.
Source: American Association for Long-Term Care Insurance