/* ============================================================
   FUNDING LTC MARKETPLACE — Design Tokens & Component Styles
   Brand family: sister site to FundingDependency.com
   Navy + Gold, DM Serif Display + Inter
   ============================================================ */

:root,
[data-theme='light'] {
  /* ---- Type scale (fluid clamp) ---- */
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.875rem);
  --text-sm: clamp(0.875rem, 0.8rem + 0.35vw, 1rem);
  --text-base: clamp(1rem, 0.95rem + 0.25vw, 1.125rem);
  --text-lg: clamp(1.125rem, 1rem + 0.75vw, 1.5rem);
  --text-xl: clamp(1.5rem, 1.2rem + 1.25vw, 2.25rem);
  --text-2xl: clamp(2rem, 1.2rem + 2.5vw, 3.25rem);
  --text-3xl: clamp(2.25rem, 1rem + 3.5vw, 4.25rem);
  --text-hero: clamp(2.5rem, 0.8rem + 5.5vw, 5.5rem);

  /* ---- Spacing (4px system) ---- */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* ---- Surfaces ---- */
  --color-bg: #ffffff;
  --color-surface: #fff8ea;
  --color-surface-2: #fffdf8;
  --color-surface-offset: #f5eeda;
  --color-surface-offset-2: #ede2c2;
  --color-surface-dynamic: #e4d6ab;
  --color-divider: #e6dabb;
  --color-border: #d9c99a;

  /* ---- Text ---- */
  --color-text: #10203a;
  --color-text-muted: #56607a;
  --color-text-faint: #9aa3b8;
  --color-text-inverse: #fbf7ec;

  /* ---- Brand ink (navy) ---- */
  --color-navy: #0a1930;
  --color-navy-2: #12233f;
  --color-navy-3: #1a2e4f;

  /* ---- Primary accent (gold) ---- */
  --color-primary: #b98a2e;
  --color-primary-hover: #97701f;
  --color-primary-active: #7a5b18;
  --color-primary-highlight: #f3e4c0;

  /* ---- Success / Warning / Error ---- */
  --color-success: #3f7a4d;
  --color-success-highlight: #dcecdd;
  --color-warning: #a85a1f;
  --color-warning-highlight: #f0dcc4;
  --color-error: #a13030;
  --color-error-highlight: #f1d9d9;

  /* ---- Radius / Transition / Shadow ---- */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.875rem;
  --radius-xl: 1.25rem;
  --radius-full: 9999px;
  --transition-interactive: 180ms cubic-bezier(0.16, 1, 0.3, 1);
  --shadow-sm: 0 1px 2px rgba(10, 25, 48, 0.07);
  --shadow-md: 0 8px 24px rgba(10, 25, 48, 0.1);
  --shadow-lg: 0 20px 48px rgba(10, 25, 48, 0.16);

  /* ---- Content widths ---- */
  --content-narrow: 640px;
  --content-default: 980px;
  --content-wide: 1240px;
  --content-full: 100%;

  /* ---- Fonts ---- */
  --font-display: 'DM Serif Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

[data-theme='dark'] {
  --color-bg: #0a1220;
  --color-surface: #10192b;
  --color-surface-2: #131e33;
  --color-surface-offset: #16233b;
  --color-surface-offset-2: #1c2c46;
  --color-surface-dynamic: #233a58;
  --color-divider: #263c5c;
  --color-border: #33507a;

  --color-text: #e9edf5;
  --color-text-muted: #a3aec4;
  --color-text-faint: #6d7893;
  --color-text-inverse: #10203a;

  --color-navy: #060d1a;
  --color-navy-2: #0a1526;
  --color-navy-3: #101f36;

  --color-primary: #d9ad55;
  --color-primary-hover: #e6c176;
  --color-primary-active: #f0d494;
  --color-primary-highlight: #3a3320;

  --color-success: #7fbb8b;
  --color-success-highlight: #1c3324;
  --color-warning: #d68f52;
  --color-warning-highlight: #3a2a18;
  --color-error: #d97a7a;
  --color-error-highlight: #3a1f1f;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.35);
  --shadow-md: 0 8px 24px rgba(0, 0, 0, 0.45);
  --shadow-lg: 0 20px 48px rgba(0, 0, 0, 0.55);
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme]) {
    --color-bg: #0a1220;
    --color-surface: #10192b;
    --color-surface-2: #131e33;
    --color-surface-offset: #16233b;
    --color-surface-offset-2: #1c2c46;
    --color-surface-dynamic: #233a58;
    --color-divider: #263c5c;
    --color-border: #33507a;
    --color-text: #e9edf5;
    --color-text-muted: #a3aec4;
    --color-text-faint: #6d7893;
    --color-text-inverse: #10203a;
    --color-navy: #060d1a;
    --color-navy-2: #0a1526;
    --color-navy-3: #101f36;
    --color-primary: #d9ad55;
    --color-primary-hover: #e6c176;
    --color-primary-active: #f0d494;
    --color-primary-highlight: #3a3320;
    --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.35);
    --shadow-md: 0 8px 24px rgba(0, 0, 0, 0.45);
    --shadow-lg: 0 20px 48px rgba(0, 0, 0, 0.55);
  }
}

/* ============================================================
   Base typography
   ============================================================ */
body {
  font-family: var(--font-body);
  background: var(--color-bg);
  color: var(--color-text);
}

h1,
h2,
h3 {
  font-family: var(--font-display);
  font-weight: 400;
  color: var(--color-text);
  letter-spacing: -0.01em;
}

.eyebrow {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-primary-hover);
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
}
.eyebrow::before {
  content: '';
  width: 1.5rem;
  height: 2px;
  background: var(--color-primary);
  display: inline-block;
}

p,
li,
figcaption {
  max-width: 68ch;
}

.italic-accent {
  font-style: italic;
  color: var(--color-primary-hover);
}
[data-theme='dark'] .italic-accent {
  color: var(--color-primary);
}

.text-muted {
  color: var(--color-text-muted);
}

/* ============================================================
   Layout utilities
   ============================================================ */
.wrap {
  width: 100%;
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: var(--space-6);
}
.wrap--narrow {
  max-width: var(--content-default);
}
.wrap--prose {
  max-width: var(--content-narrow);
}

.section {
  padding-block: clamp(var(--space-16), 8vw, var(--space-32));
}
.section--tight {
  padding-block: clamp(var(--space-10), 5vw, var(--space-16));
}
.section--surface {
  background: var(--color-surface);
}
.section--navy {
  background: linear-gradient(160deg, var(--color-navy), var(--color-navy-3));
  color: var(--color-text-inverse);
}
.section--navy h1,
.section--navy h2,
.section--navy h3 {
  color: #fff;
}
.section--navy p {
  color: rgba(251, 247, 236, 0.82);
}

.grid {
  display: grid;
  gap: var(--space-8);
}
@media (min-width: 720px) {
  .grid--2 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid--3 {
    grid-template-columns: repeat(3, 1fr);
  }
  .grid--4 {
    grid-template-columns: repeat(4, 1fr);
  }
}

.split {
  display: grid;
  gap: var(--space-12);
  align-items: center;
}
@media (min-width: 860px) {
  .split {
    grid-template-columns: 1.05fr 0.95fr;
  }
  .split--reverse {
    grid-template-columns: 0.95fr 1.05fr;
  }
  .split--reverse > *:first-child {
    order: 2;
  }
}

/* ============================================================
   Buttons
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: var(--text-sm);
  padding: var(--space-4) var(--space-6);
  border-radius: var(--radius-full);
  min-height: 44px;
  white-space: nowrap;
  border: 1.5px solid transparent;
}
.btn--primary {
  background: var(--color-primary);
  color: var(--color-navy);
}
.btn--primary:hover {
  background: var(--color-primary-hover);
  color: #fff;
}
.btn--ghost {
  background: transparent;
  border-color: color-mix(in oklab, var(--color-text) 25%, transparent);
  color: var(--color-text);
}
.btn--ghost:hover {
  border-color: var(--color-primary);
  color: var(--color-primary-hover);
}
.btn--ghost-invert {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.35);
  color: #fff;
}
.btn--ghost-invert:hover {
  border-color: var(--color-primary);
  background: rgba(255, 255, 255, 0.08);
}
.btn--block {
  width: 100%;
}

/* ============================================================
   Header
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: color-mix(in oklab, var(--color-navy) 96%, transparent);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.site-header__bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-4);
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  color: #fff;
  text-decoration: none;
  flex-shrink: 0;
}
.brand > span:last-child {
  overflow: hidden;
}
.brand__mark {
  width: 32px;
  height: 32px;
  flex-shrink: 0;
  color: var(--color-primary);
}
@media (min-width: 560px) {
  .brand__mark {
    width: 40px;
    height: 40px;
  }
}
.brand__word {
  display: block;
  font-family: var(--font-display);
  font-size: var(--text-base);
  line-height: 1.15;
  color: #fff;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
@media (min-width: 560px) {
  .brand__word {
    font-size: var(--text-lg);
  }
}
.brand__word .accent {
  color: var(--color-primary);
}
.brand__tag {
  display: none;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 2px;
}
@media (min-width: 560px) {
  .brand__tag {
    display: block;
  }
}

.site-nav {
  display: none;
  align-items: center;
  gap: var(--space-8);
}
.site-nav__links {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  list-style: none;
}
.site-nav__links a {
  color: rgba(255, 255, 255, 0.82);
  text-decoration: none;
  font-size: 0.8125rem;
  font-weight: 500;
  white-space: nowrap;
}
.site-nav__links a:hover,
.site-nav__links a[aria-current='page'] {
  color: var(--color-primary);
}
@media (min-width: 1220px) {
  .site-nav {
    display: flex;
    gap: 0;
  }
  .site-nav__links {
    display: grid;
    grid-template-columns: repeat(4, auto);
    grid-auto-flow: row;
    column-gap: 1.25rem;
    row-gap: 0.25rem;
  }
  .site-nav__links a {
    font-size: 0.9375rem;
  }
  .nav-toggle {
    display: none;
  }
  .site-header__bar.wrap {
    max-width: 1600px;
  }
}

.header-actions {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  flex-shrink: 0;
}
.header-actions .btn {
  display: none;
}
@media (min-width: 560px) {
  .header-actions .btn {
    display: inline-flex;
  }
}

.theme-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  border-radius: var(--radius-full);
  color: rgba(255, 255, 255, 0.85);
  border: 1px solid rgba(255, 255, 255, 0.18);
}
.theme-toggle:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
}

.nav-toggle {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.nav-toggle:hover {
  color: var(--color-primary);
}
@media (min-width: 1220px) {
  .nav-toggle {
    display: none;
  }
}

.mobile-nav {
  display: none;
  flex-direction: column;
  gap: var(--space-1);
  padding: var(--space-4) 0 var(--space-6);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}
.mobile-nav.is-open {
  display: flex;
}
.mobile-nav a {
  color: rgba(255, 255, 255, 0.88);
  text-decoration: none;
  font-size: var(--text-base);
  padding: var(--space-3) var(--space-2);
  border-radius: var(--radius-sm);
}
.mobile-nav a:hover {
  background: rgba(255, 255, 255, 0.06);
  color: var(--color-primary);
}
@media (min-width: 1220px) {
  .mobile-nav {
    display: none !important;
  }
}

/* ============================================================
   Hero
   ============================================================ */
.hero {
  position: relative;
  overflow: hidden;
}
.hero__bg-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.5;
  pointer-events: none;
}
.hero__grid {
  display: grid;
  gap: var(--space-12);
  align-items: center;
  padding-block: clamp(var(--space-16), 9vw, var(--space-32));
}
@media (min-width: 900px) {
  .hero__grid {
    grid-template-columns: 1.1fr 0.9fr;
  }
}
.hero h1 {
  font-size: var(--text-hero);
  margin-bottom: var(--space-6);
}
.hero__lede {
  font-size: var(--text-lg);
  max-width: 46ch;
  margin-bottom: var(--space-8);
}
.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
}
.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
  font-size: var(--text-xs);
  color: rgba(251, 247, 236, 0.7);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.hero__media {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255, 255, 255, 0.12);
}
.hero__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  aspect-ratio: 4/3;
}
.hero__badge {
  position: absolute;
  bottom: var(--space-4);
  left: var(--space-4);
  right: var(--space-4);
  background: rgba(10, 25, 48, 0.85);
  backdrop-filter: blur(8px);
  color: #fff;
  padding: var(--space-4) var(--space-5);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
}
.hero__badge strong {
  display: block;
  font-family: var(--font-display);
  font-size: var(--text-lg);
  color: var(--color-primary);
}

/* Shrink the hero badge on mobile/tablet so it sits below all three faces
   in the hero photo instead of overlapping them. */
@media (max-width: 899px) {
  .hero__badge {
    padding: 10px 14px;
    gap: 4px;
  }
  .hero__badge strong {
    font-size: 1rem;
  }
  .hero__badge div {
    font-size: 0.72rem;
    line-height: 1.3;
  }
}

/* ============================================================
   Cards
   ============================================================ */
.card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
}
.card__icon {
  width: 48px;
  height: 48px;
  color: var(--color-primary-hover);
  margin-bottom: var(--space-5);
}
.card h3 {
  font-size: var(--text-lg);
  margin-bottom: var(--space-3);
}
.card p {
  color: var(--color-text-muted);
  font-size: var(--text-base);
}

.plan-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  box-shadow: var(--shadow-sm);
  position: relative;
}
.plan-card--featured {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
}
.plan-card__ribbon {
  position: absolute;
  top: -13px;
  left: var(--space-6);
  background: var(--color-primary);
  color: var(--color-navy);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
}
.plan-card h3 {
  font-size: var(--text-lg);
}
.plan-card ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.plan-card li {
  display: flex;
  gap: var(--space-2);
  align-items: flex-start;
}
.plan-card li svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  color: var(--color-success);
  margin-top: 3px;
}

.resource-banner {
  margin-top: var(--space-8);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex;
  align-items: center;
  gap: var(--space-6);
  flex-wrap: wrap;
}
.resource-banner__icon {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--color-primary-highlight);
  color: var(--color-primary-hover);
  display: flex;
  align-items: center;
  justify-content: center;
}
.resource-banner__icon svg {
  width: 26px;
  height: 26px;
}
.resource-banner__body {
  flex: 1 1 320px;
}
.resource-banner__body h3 {
  font-size: var(--text-lg);
  margin-bottom: var(--space-2);
}
.resource-banner__cta {
  flex-shrink: 0;
}

/* ============================================================
   Guide download card (sidebar card w/ cover image)
   ============================================================ */
.guide-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}
.guide-card__cover {
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--color-border);
}
.guide-card__cover img {
  display: block;
  width: 100%;
  height: auto;
}

/* Featured single guide (cover beside copy) */
.guide-card--feature {
  max-width: 940px;
}
.guide-card__feature {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-6);
  align-items: start;
}
.guide-card__body > *:first-child {
  margin-top: 0;
}
@media (min-width: 768px) {
  .guide-card__feature {
    grid-template-columns: minmax(0, 260px) minmax(0, 1fr);
    gap: var(--space-8);
    align-items: center;
  }
}

/* ============================================================
   Blog: badges, cards
   ============================================================ */
.badge {
  display: inline-block;
  background: var(--color-surface-alt, var(--color-surface));
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  padding: 2px var(--space-3);
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-text-muted);
  margin-right: var(--space-2);
}
.guide-card:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
}

/* ============================================================
   Guide download modal (lead-capture gate)
   ============================================================ */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(10, 25, 48, 0.6);
  backdrop-filter: blur(4px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-6);
  z-index: 100;
}
.modal-overlay[hidden] {
  display: none;
}
.modal-dialog {
  position: relative;
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-md);
  padding: var(--space-8);
  width: 100%;
  max-width: 460px;
  max-height: calc(100vh - var(--space-12));
  overflow-y: auto;
}
.modal-close {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-full);
  border: none;
  background: transparent;
  color: var(--color-text-muted);
  cursor: pointer;
}
.modal-close:hover {
  background: var(--color-surface);
  color: var(--color-text);
}
.modal-close svg {
  width: 18px;
  height: 18px;
}
.step {
  display: flex;
  gap: var(--space-5);
}
.step__num {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  color: var(--color-primary-hover);
  flex-shrink: 0;
  width: 3rem;
}
.step h3 {
  font-size: var(--text-lg);
  margin-bottom: var(--space-2);
}
.step p {
  color: var(--color-text-muted);
}

/* ============================================================
   Stats bar
   ============================================================ */
.stat {
  text-align: center;
}
.stat__num {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: var(--color-primary);
  display: block;
}
.stat__label {
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
}
.section--navy .stat__label {
  color: rgba(251, 247, 236, 0.65);
}

/* ============================================================
   Timeline (About page)
   ============================================================ */
.timeline {
  display: flex;
  flex-direction: column;
  gap: 0;
  border-left: 2px solid var(--color-border);
  margin-left: var(--space-2);
}
.timeline__item {
  position: relative;
  padding: 0 0 var(--space-10) var(--space-8);
}
.timeline__item:last-child {
  padding-bottom: 0;
}
.timeline__item::before {
  content: '';
  position: absolute;
  left: calc(-1 * var(--space-2) - 1px);
  top: 0.4em;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--color-primary);
  border: 2px solid var(--color-bg);
}
.timeline__year {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-primary-hover);
  display: block;
  margin-bottom: var(--space-1);
}
.timeline__item h3 {
  font-size: var(--text-lg);
  font-family: var(--font-body);
  font-weight: 700;
  margin-bottom: var(--space-2);
}
.timeline__item p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

/* ============================================================
   Mission block / quote
   ============================================================ */
.mission-block {
  background: var(--color-navy);
  color: var(--color-text-inverse);
  border-radius: var(--radius-xl);
  padding: clamp(var(--space-10), 6vw, var(--space-16));
  position: relative;
  overflow: hidden;
}
.mission-block::before {
  content: '\201C';
  position: absolute;
  top: -0.4em;
  left: var(--space-6);
  font-family: var(--font-display);
  font-size: 12rem;
  color: rgba(185, 138, 46, 0.16);
  line-height: 1;
}
.mission-block__label {
  color: var(--color-primary);
}
.mission-block p {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  line-height: 1.4;
  color: #fff;
  max-width: 42ch;
  position: relative;
  z-index: 1;
}

blockquote.pull-quote {
  border-left: 3px solid var(--color-primary);
  padding-left: var(--space-6);
  font-family: var(--font-display);
  font-size: var(--text-lg);
  color: var(--color-text);
  margin-block: var(--space-8);
}
blockquote.pull-quote cite {
  display: block;
  font-family: var(--font-body);
  font-style: normal;
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-3);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ============================================================
   Video card (trust section)
   ============================================================ */
.video-card {
  background: var(--color-navy);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}
.video-card__frame {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 1 / 1;
  background: #000;
}
.video-card__frame video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.video-card__mute {
  position: absolute;
  top: var(--space-3);
  right: var(--space-3);
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(10, 25, 48, 0.65);
  backdrop-filter: blur(4px);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background 0.2s ease;
}
.video-card__mute:hover {
  background: rgba(10, 25, 48, 0.85);
}
.video-card__mute svg {
  width: 16px;
  height: 16px;
}
.video-card__replay {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  background: rgba(10, 25, 48, 0.72);
  color: #fff;
  border: none;
  cursor: pointer;
  font-weight: 600;
  font-size: var(--text-sm);
  letter-spacing: 0.02em;
}
.video-card__replay svg {
  width: 30px;
  height: 30px;
}
.video-card__replay[hidden] {
  display: none;
}
.video-card__caption {
  color: rgba(251, 247, 236, 0.75);
  font-size: var(--text-sm);
  margin: 0;
  line-height: 1.5;
}
.video-card__transcript {
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  padding-top: var(--space-4);
}
.video-card__transcript summary {
  cursor: pointer;
  color: var(--color-primary);
  font-size: var(--text-sm);
  font-weight: 600;
  list-style: none;
}
.video-card__transcript summary::-webkit-details-marker {
  display: none;
}
.video-card__transcript summary::before {
  content: '+ ';
}
.video-card__transcript[open] summary::before {
  content: '\2212 ';
}
.video-card__transcript p {
  color: rgba(251, 247, 236, 0.75);
  font-size: var(--text-sm);
  line-height: 1.6;
  margin-top: var(--space-3);
  margin-bottom: 0;
}
.video-card__frame video::cue {
  background: rgba(10, 25, 48, 0.75);
  color: #fff;
  font-size: 0.95em;
}

/* ============================================================
   Portrait / bio
   ============================================================ */
.portrait-frame {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 6px solid var(--color-bg);
  outline: 1px solid var(--color-border);
}
.portrait-frame img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
}
.credential-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-navy-2);
}
[data-theme='dark'] .credential-badge {
  color: var(--color-text);
}
.credential-badge svg {
  width: 14px;
  height: 14px;
  color: var(--color-primary-hover);
}

/* ============================================================
   Footer
   ============================================================ */
.site-footer {
  background: var(--color-navy);
  color: rgba(251, 247, 236, 0.72);
}
.footer-grid {
  display: grid;
  gap: var(--space-10);
  padding-block: var(--space-16) var(--space-10);
}
@media (min-width: 720px) {
  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
  }
}
.footer-grid h4 {
  color: #fff;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: var(--space-4);
}
.footer-grid ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.footer-grid a {
  color: rgba(251, 247, 236, 0.7);
  text-decoration: none;
  font-size: var(--text-sm);
}
.footer-grid a:hover {
  color: var(--color-primary);
}
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: var(--space-6);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  justify-content: space-between;
  font-size: var(--text-xs);
  color: rgba(251, 247, 236, 0.55);
}
.footer-credit {
  padding-bottom: var(--space-6);
  font-size: var(--text-xs);
  color: rgba(251, 247, 236, 0.55);
}
.footer-credit a {
  color: rgba(251, 247, 236, 0.75);
  text-decoration: underline;
}
.footer-credit a:hover {
  color: var(--color-primary);
}
.footer-disclaimer-bar {
  width: 100%;
  background: rgba(0, 0, 0, 0.18);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}
.footer-disclaimer {
  width: 100%;
  max-width: none;
  margin: 0;
  padding-block: var(--space-4);
  font-size: var(--text-xs);
  color: rgba(251, 247, 236, 0.55);
  text-align: left;
}

/* ============================================================
   Scroll reveal
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(16px);
  transition:
    opacity 0.7s cubic-bezier(0.16, 1, 0.3, 1),
    transform 0.7s cubic-bezier(0.16, 1, 0.3, 1);
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   Page header (About)
   ============================================================ */
.page-header {
  padding-block: clamp(var(--space-16), 7vw, var(--space-24));
}
.page-header h1 {
  font-size: var(--text-3xl);
  max-width: 22ch;
}
.page-header p {
  font-size: var(--text-lg);
  max-width: 52ch;
  margin-top: var(--space-5);
}

.badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-6);
}

.expertise-list {
  list-style: none;
  display: grid;
  gap: var(--space-4);
}
.expertise-list li {
  display: flex;
  gap: var(--space-4);
  align-items: flex-start;
  padding: var(--space-4) 0;
  border-bottom: 1px solid var(--color-divider);
}
.expertise-list li:last-child {
  border-bottom: none;
}
.expertise-list .num {
  font-family: var(--font-display);
  color: var(--color-primary-hover);
  font-size: var(--text-lg);
  width: 2.5rem;
  flex-shrink: 0;
}

/* ===================== COST OF CARE EXPLORER ===================== */
.cost-explorer {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: var(--space-10);
  align-items: start;
  min-width: 0;
}
@media (min-width: 960px) {
  .cost-explorer {
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr);
    gap: var(--space-12);
  }
}
.cost-map-col,
.cost-panel-col {
  min-width: 0;
}

.cost-map-col {
  position: sticky;
  top: calc(var(--space-8));
}
@media (max-width: 959px) {
  .cost-map-col { position: static; }
}

.cost-map-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
}

.us-map-svg {
  width: 100%;
  height: auto;
  display: block;
}
.state-shape {
  fill: var(--color-surface-offset-2);
  stroke: var(--color-surface);
  stroke-width: 1.1;
  transition: fill 0.15s ease;
  cursor: pointer;
}
.state-link:hover .state-shape,
.state-link:focus-visible .state-shape {
  fill: var(--color-primary-highlight);
}
.state-link.is-active .state-shape {
  fill: var(--color-primary);
}
.state-link:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}
.state-abbr-label {
  font-family: var(--font-body);
  fill: var(--color-text-faint);
  font-weight: 600;
  text-anchor: middle;
  pointer-events: none;
  letter-spacing: 0.02em;
}
.state-link.is-active ~ .us-map-labels,
.us-map-labels { }
.state-link.is-active .state-shape + title { }

.cost-map-legend {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-5);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}
.cost-map-legend span.swatch {
  width: 0.85rem;
  height: 0.85rem;
  border-radius: var(--radius-sm);
  background: var(--color-primary);
  display: inline-block;
}

.cost-state-select {
  margin-top: var(--space-6);
}
.cost-state-select label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  margin-bottom: var(--space-2);
}
.cost-state-select select {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  background: var(--color-surface-2);
  color: var(--color-text);
  font-family: var(--font-body);
  font-size: var(--text-base);
}

/* Panel column */
.cost-panel-col {
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
  min-width: 0;
}
.cost-panel-col > * {
  min-width: 0;
}
.state-panel,
.case-study-panel,
.pay-table-panel {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
}
.state-panel-eyebrow,
.case-study-eyebrow,
.pay-table-eyebrow {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-primary-hover);
  margin-bottom: var(--space-3);
}
.state-panel h2,
.case-study-panel h3,
.pay-table-panel h3 {
  font-size: var(--text-xl);
  margin-bottom: var(--space-2);
}
.state-panel-desc,
.pay-table-intro {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  max-width: 60ch;
}
.state-panel-aid {
  margin-top: var(--space-5);
  padding: var(--space-4) var(--space-5);
  background: var(--color-primary-highlight);
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
}
.state-panel-aid a { color: var(--color-primary-active); font-weight: 600; }

.state-panel-topics {
  list-style: none;
  margin-top: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  min-width: 0;
}
.state-panel-topics li {
  display: flex;
  flex-direction: column;
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--color-divider);
}
.state-panel-topics li:last-child { border-bottom: none; }
.state-panel-topics strong,
.state-panel-topics a {
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-text);
  text-decoration: none;
}
.state-panel-topics a:hover {
  color: var(--color-primary-active);
  text-decoration: underline;
}
.state-panel-topics .topic-short {
  display: block;
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  margin-top: 2px;
}
.tax-incentive-link {
  color: var(--color-primary-active);
  font-weight: 600;
  white-space: nowrap;
}
.tax-incentive-link:hover { color: var(--color-primary-hover); }
.ltc-partnership-legend {
  margin-top: var(--space-4);
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}
.ltc-partnership-mark {
  color: var(--color-primary-active);
  font-weight: 700;
}
.state-panel-cta,
.case-study-teaser-total + a {
  display: inline-flex;
  margin-top: var(--space-6);
  font-weight: 600;
  color: var(--color-primary-active);
}
.state-panel-cta:hover { color: var(--color-primary-hover); }

.case-study-teaser-title {
  font-family: var(--font-display);
  font-weight: 400;
  font-size: var(--text-lg);
}
.case-study-teaser-body {
  color: var(--color-text-muted);
  margin-top: var(--space-3);
  font-size: var(--text-sm);
}
.case-study-teaser-total {
  margin-top: var(--space-5);
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface-offset);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.total-figure {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  color: var(--color-primary-active);
}
.total-caption {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}

.pay-table-wrap { margin-top: var(--space-5); }
.data-table-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border: none;
}
table.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
}
.data-table-wrap table.data-table:not(.data-table--stacked) {
  min-width: 620px;
}
table.data-table caption {
  text-align: left;
  padding: 0 0 var(--space-4);
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  background: none;
}
table.data-table th {
  text-align: left;
  padding: var(--space-3) var(--space-4);
  background: var(--color-navy);
  /* Explicit light value rather than --color-text-inverse: that token
     resolves to a near-navy shade in dark mode, which would put low-
     contrast header text on this navy background (e.g. the "situation"
     table on state hub pages). The navy background stays dark in both
     themes, so a fixed light color is always correct here. */
  color: #fbf7ec;
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
table.data-table td {
  padding: var(--space-4);
  vertical-align: top;
  border-bottom: 1px solid var(--color-divider);
}
table.data-table tr:last-child td { border-bottom: none; }

/* Stacked card layout — the pay-table panel column is narrow at every
   breakpoint (desktop two-column layout included), so a fixed-width table
   would always force horizontal scrolling. Instead, each care type becomes
   its own card with the Medicare / Medicaid / State Aid figures stacked
   underneath labeled headings, so every column is readable without
   scrolling on any screen size. Column labels come from data-label
   attributes set in cost-of-care.js from the table's own <thead>, so each
   state's exact wording (e.g. "Florida Medicaid Pays*") is preserved. */
table.data-table.data-table--stacked caption {
  display: block;
  width: 100%;
}
table.data-table.data-table--stacked thead {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
}
table.data-table.data-table--stacked,
table.data-table.data-table--stacked tbody,
table.data-table.data-table--stacked tr,
table.data-table.data-table--stacked td {
  display: block;
  width: 100%;
}
table.data-table.data-table--stacked tbody tr {
  margin-bottom: var(--space-5);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
table.data-table.data-table--stacked tbody tr:last-child { margin-bottom: 0; }
table.data-table.data-table--stacked td[data-role="care-type"] {
  background: var(--color-navy);
  /* Explicit light value rather than --color-text-inverse: that token
     resolves to a near-navy shade in dark mode, which would put low-
     contrast text on this navy card header. The navy background itself
     stays dark in both themes, so a fixed light color is always correct. */
  color: #fbf7ec;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  border-bottom: none;
}
table.data-table.data-table--stacked td[data-role="care-type"] strong { color: inherit; }
table.data-table.data-table--stacked td[data-label] {
  padding: var(--space-4);
  border-top: 1px solid var(--color-divider);
  border-bottom: none;
}
table.data-table.data-table--stacked td[data-label]::before {
  content: attr(data-label);
  display: block;
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-primary-active);
  margin-bottom: var(--space-2);
}
.pay-cell-value { font-weight: 600; color: var(--color-text); }
.pay-cell-pct { font-size: var(--text-xs); color: var(--color-text-muted); margin-top: var(--space-2); }
.pay-cell-note { font-size: var(--text-xs); color: var(--color-text-faint); margin-top: var(--space-2); }
.pay-cell-note a, .pay-cell-cite { color: var(--color-primary-hover); }
.pay-cell-list { list-style: none; font-size: var(--text-sm); display: grid; gap: var(--space-2); }
.pay-cell-list a { color: var(--color-primary-active); font-weight: 600; }
.pay-asterisk { color: var(--color-primary); }
.pay-table-footnotes-pointer {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  margin-top: var(--space-4);
}

.cost-footnotes-panel {
  background: var(--color-surface-2);
  border: 1px dashed var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.pay-table-footnotes-title {
  font-size: var(--text-sm);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text-faint);
  margin-bottom: var(--space-3);
  font-weight: 700;
}
.pay-table-footnotes ul {
  display: grid;
  gap: var(--space-3);
  padding-left: 1.1rem;
}
.pay-table-footnotes li strong { color: var(--color-text); }

.cost-source-note {
  margin-top: var(--space-8);
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  max-width: 70ch;
}
.cost-source-note a { color: var(--color-primary-hover); }

/* ============================================================
   State hub + funding-pillar pages
   ============================================================ */
.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  margin-bottom: var(--space-5);
}
.breadcrumb a { color: var(--color-text-faint); text-decoration: none; }
.breadcrumb a:hover { color: var(--color-primary-hover); text-decoration: underline; }
.breadcrumb .sep { opacity: 0.6; }
.breadcrumb .current { color: var(--color-text-muted); }
[data-theme='dark'] .breadcrumb,
[data-theme='dark'] .breadcrumb a { color: rgba(251, 247, 236, 0.55); }

.article-body {
  max-width: var(--content-narrow);
  display: grid;
  gap: var(--space-5);
}
.article-body p {
  color: var(--color-text-muted);
  font-size: var(--text-base);
  line-height: 1.7;
}
.article-body p strong { color: var(--color-text); }

.figures-panel {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin-top: var(--space-2);
}
.figures-panel h2,
.figures-panel h3 {
  font-size: var(--text-sm);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text-faint);
  margin-bottom: var(--space-4);
}
.figures-panel dl {
  display: grid;
  gap: var(--space-3);
}
.figures-panel .figure-row {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-2) 0;
  border-bottom: 1px solid var(--color-divider);
  font-size: var(--text-sm);
}
.figures-panel .figure-row:last-child { border-bottom: none; }
.figures-panel dt { color: var(--color-text-muted); }
.figures-panel dd { color: var(--color-text); font-weight: 600; text-align: right; }

.why-different-list {
  list-style: none;
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-2);
}
.why-different-list li {
  padding-left: var(--space-6);
  position: relative;
  color: var(--color-text-muted);
  font-size: var(--text-base);
  line-height: 1.6;
}
.why-different-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 8px;
  height: 8px;
  border-radius: var(--radius-full);
  background: var(--color-primary);
}
.why-different-list strong { color: var(--color-text); }

.pillar-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-5);
  margin-top: var(--space-4);
}
@media (max-width: 720px) {
  .pillar-grid { grid-template-columns: 1fr; }
}
.pillar-card {
  display: block;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  text-decoration: none;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-interactive), box-shadow var(--transition-interactive), border-color var(--transition-interactive);
}
.pillar-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
}
.pillar-card .pillar-card-category {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-primary-hover);
  margin-bottom: var(--space-2);
}
.pillar-card h3 {
  font-size: var(--text-base);
  color: var(--color-text);
  margin-bottom: var(--space-2);
}
.pillar-card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.situation-table-wrap { margin-top: var(--space-2); }
.situation-table td { font-size: var(--text-sm); }
.situation-table .situation-name { font-weight: 600; color: var(--color-text); }
.situation-table .situation-desc { color: var(--color-text-muted); display: block; margin-top: var(--space-1); font-size: var(--text-xs); }
.situation-table .situation-links a {
  color: var(--color-primary-active);
  font-weight: 600;
  text-decoration: none;
  display: block;
  margin-bottom: var(--space-1);
}
.situation-table .situation-links a:hover { text-decoration: underline; }

.related-pillars {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
}
.related-pillars h2 {
  font-size: var(--text-sm);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text-faint);
  margin-bottom: var(--space-4);
}
.related-pillars ul {
  list-style: none;
  display: grid;
  gap: var(--space-3);
}
.related-pillars a {
  color: var(--color-text);
  font-weight: 600;
  font-size: var(--text-sm);
  text-decoration: none;
}
.related-pillars a:hover { color: var(--color-primary-active); text-decoration: underline; }
.related-pillars li.is-current a { color: var(--color-primary-active); pointer-events: none; }

.pillar-hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  align-items: center;
  margin-top: var(--space-3);
}
.pillar-hero-meta .partnership-note {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}

.content-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 300px;
  gap: var(--space-10);
  align-items: start;
}
@media (max-width: 900px) {
  .content-grid { grid-template-columns: 1fr; }
}
.back-to-hub {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-primary-active);
  text-decoration: none;
  margin-top: var(--space-8);
}
.back-to-hub:hover { color: var(--color-primary-hover); }
.pillar-cta-block {
  margin-top: var(--space-4);
  background: var(--color-navy);
  color: var(--color-text-inverse);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
}
.pillar-cta-block p { color: rgba(251, 247, 236, 0.8); font-size: var(--text-sm); margin-bottom: var(--space-4); }

/* ============================================================
   Sitewide "Ask a Question" chat widget
   ============================================================ */
.qa-bot { position: fixed; right: 20px; bottom: 20px; z-index: 900; font-family: var(--font-body); }

.qa-bot-toggle {
  display: flex; align-items: center; gap: 8px;
  background: var(--color-navy); color: var(--color-text-inverse);
  border: none; border-radius: 999px;
  padding: 14px 20px; font: 600 14px/1 var(--font-body);
  cursor: pointer; box-shadow: var(--shadow-lg);
  transition: transform .15s ease, background .15s ease;
}
.qa-bot-toggle:hover { background: var(--color-navy-2); transform: translateY(-1px); }
.qa-bot-toggle:focus-visible { outline: 3px solid #e3c179; outline-offset: 2px; }
.qa-bot-toggle-icon { color: var(--color-primary); flex-shrink: 0; }
.qa-bot-panel:not([hidden]) {
  position: absolute; right: 0; bottom: calc(100% + 12px);
  width: min(380px, calc(100vw - 40px));
  max-height: min(600px, calc(100vh - 120px));
  background: var(--color-bg); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg); border: 1px solid var(--color-border);
  display: flex; flex-direction: column; overflow: hidden;
}

.qa-bot-header {
  background: var(--color-navy); color: var(--color-text-inverse);
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 16px; flex-shrink: 0;
}
.qa-bot-header-title { font-family: var(--font-display); font-size: 17px; font-weight: 400; }
.qa-bot-close {
  background: none; border: none; color: var(--color-text-inverse); font-size: 22px; line-height: 1;
  cursor: pointer; opacity: .8;
  width: 32px; height: 32px; min-width: 32px; min-height: 32px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 50%;
}
.qa-bot-close:hover { opacity: 1; background: rgba(255, 255, 255, 0.12); }

.qa-bot-gate { padding: 18px 18px 20px; overflow-y: auto; flex: 1; min-height: 0; }
.qa-bot-gate-intro { font-size: 13.5px; color: var(--color-text-muted); margin: 0 0 4px; line-height: 1.5; }
.qa-bot-gate-form { margin-top: 14px; }

.qa-bot-chat:not([hidden]) { display: flex; flex-direction: column; flex: 1; min-height: 0; }
.qa-bot-messages {
  flex: 1; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 12px;
  min-height: 220px;
}
.qa-bot-msg { max-width: 90%; font-size: 13.5px; line-height: 1.5; }
.qa-bot-msg p:first-child { margin-top: 0; }
.qa-bot-msg p:last-child { margin-bottom: 0; }
.qa-bot-msg-bot {
  align-self: flex-start; background: var(--color-surface); color: var(--color-text);
  border-radius: var(--radius-md); padding: 10px 14px;
}
.qa-bot-msg-user {
  align-self: flex-end; background: var(--color-navy); color: var(--color-text-inverse);
  border-radius: var(--radius-md); padding: 10px 14px; font-weight: 500;
}
.qa-bot-msg-bot a { color: var(--color-navy); text-decoration: underline; text-decoration-color: #e3c179; }
[data-theme='dark'] .qa-bot-msg-bot a { color: var(--color-primary); text-decoration-color: var(--color-primary); }

.qa-bot-results { display: flex; flex-direction: column; gap: 8px; margin-top: 8px; }
.qa-bot-result {
  display: flex; flex-direction: column; gap: 2px; text-decoration: none;
  background: var(--color-bg); border: 1px solid var(--color-border); border-radius: var(--radius-sm);
  padding: 10px 12px; transition: border-color .15s ease;
}
.qa-bot-result:hover { border-color: var(--color-primary); }
.qa-bot-result-kind {
  font-size: 10.5px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase;
  color: var(--color-primary-hover); text-decoration: none;
}
.qa-bot-result-title { font-size: 13.5px; font-weight: 700; color: var(--color-text); text-decoration: none; }
.qa-bot-result-excerpt { font-size: 12.5px; color: var(--color-text-muted); text-decoration: none; }
.qa-bot-hint { margin: 8px 0 0; font-size: 12px; color: var(--color-text-muted); font-style: italic; }

.qa-bot-input-row {
  display: flex; gap: 8px; padding: 12px 16px; border-top: 1px solid var(--color-border); flex-shrink: 0;
}
.qa-bot-input {
  flex: 1; padding: 10px 12px; border: 1px solid var(--color-border); border-radius: var(--radius-sm);
  font: 400 13.5px var(--font-body); color: var(--color-text); background: var(--color-bg);
}
.qa-bot-input:focus { outline: none; border-color: var(--color-primary); box-shadow: 0 0 0 3px rgba(185, 138, 46, .18); }
.qa-bot-ask-btn { padding: var(--space-2) var(--space-4); min-height: 40px; font-size: var(--text-sm); }
.qa-bot-disclaimer { font-size: 11px; color: var(--color-text-muted); text-align: center; padding: 0 16px 12px; margin: 0; }

@media (max-width: 480px) {
  .qa-bot { right: 12px; bottom: 12px; }
  .qa-bot-toggle-label { display: none; }
  .qa-bot-toggle { padding: 12px; border-radius: 50%; }
  .qa-bot-panel { right: -4px; width: calc(100vw - 24px); }
}

/* Reserve clear space at the foot of the main content column on narrow
   screens so the fixed "Ask a Question" bubble never sits on top of
   trailing body copy or footer links. */
@media (max-width: 760px) {
  main#main { padding-bottom: 84px; }
}

/* ============================================================
   Sitewide "Visually Impaired? Read Aloud" control (Web Speech
   API text-to-speech). Docked in the header as a slim row directly
   below the logo/nav row, with a visitor-dismissible close (x) button.
   ============================================================ */
.header-read-aloud {
  position: relative;
  display: flex; align-items: center; justify-content: center;
  gap: 12px;
  padding: 7px var(--space-6);
  background: var(--color-navy-2);
  border-top: 1px solid rgba(255, 255, 255, .1);
  font-family: var(--font-body);
}
.header-read-aloud[hidden] { display: none; }

.header-read-aloud .read-aloud-toggle {
  display: flex; align-items: center; gap: 8px;
  background: transparent; color: #e3c179;
  border: 1px solid rgba(255, 255, 255, .28); border-radius: 999px;
  padding: 6px 16px; font: 600 12.5px/1 var(--font-body);
  cursor: pointer; box-shadow: none;
  min-height: 44px; box-sizing: border-box;
  transition: background .15s ease, color .15s ease;
}
.header-read-aloud .read-aloud-toggle:hover { background: rgba(255, 255, 255, .1); color: #fff; }
.header-read-aloud .read-aloud-toggle:focus-visible { outline: 3px solid #e3c179; outline-offset: 2px; }
.header-read-aloud .read-aloud-icon { color: var(--color-primary); flex-shrink: 0; }

.header-read-aloud .read-aloud-controls {
  display: flex; align-items: center; gap: 4px;
  background: transparent; border-radius: 999px;
  padding: 0; box-shadow: none;
}
.read-aloud-controls[hidden] { display: none; }
.read-aloud-btn {
  display: flex; align-items: center; justify-content: center;
  width: 30px; height: 30px; border-radius: 50%; flex-shrink: 0;
  background: transparent; border: none; color: #fff;
  cursor: pointer; transition: background .15s ease;
}
.read-aloud-btn:hover { background: rgba(255, 255, 255, .14); }
.read-aloud-btn:focus-visible { outline: 2px solid #e3c179; outline-offset: 2px; }
.read-aloud-speed {
  width: auto; padding: 0 10px; font: 600 12px/1 var(--font-body); color: #e3c179;
}

.read-aloud-close {
  position: absolute; right: var(--space-6); top: 50%; transform: translateY(-50%);
  display: flex; align-items: center; justify-content: center;
  width: 32px; height: 32px; border-radius: 50%; flex-shrink: 0;
  background: transparent; border: none; color: rgba(255, 255, 255, .55);
  font-size: 17px; line-height: 1; cursor: pointer;
  transition: background .15s ease, color .15s ease;
}
.read-aloud-close:hover { background: rgba(255, 255, 255, .14); color: #fff; }
.read-aloud-close:focus-visible { outline: 2px solid #e3c179; outline-offset: 2px; }

@media (max-width: 480px) {
  .header-read-aloud { padding: 6px 44px 6px var(--space-6); gap: 8px; }
  .header-read-aloud .read-aloud-label { display: none; }
  .header-read-aloud .read-aloud-toggle { padding: 6px 10px; border-radius: 50%; }
}

.read-aloud-reopen {
  position: fixed; left: var(--space-5); bottom: var(--space-5); z-index: 60;
  display: flex; align-items: center; justify-content: center;
  width: 44px; height: 44px; border-radius: 50%; border: none;
  background: var(--color-navy); color: #fff; cursor: pointer;
  box-shadow: 0 4px 14px rgba(0, 0, 0, .22);
  transition: transform .15s ease, box-shadow .15s ease;
}
.read-aloud-reopen:hover { transform: translateY(-2px); box-shadow: 0 6px 18px rgba(0, 0, 0, .28); }
.read-aloud-reopen:focus-visible { outline: 2px solid #e3c179; outline-offset: 2px; }
.read-aloud-reopen[hidden] { display: none; }
@media (max-width: 480px) {
  .read-aloud-reopen { width: 40px; height: 40px; left: var(--space-4); bottom: var(--space-4); }
}

/* ============================================================
   Shared lead-gate form styling (chat bot signup gate)
   ============================================================ */
.gate-form { margin-top: 0; text-align: left; }
.gate-form label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--color-text);
  margin-top: 14px;
  margin-bottom: 5px;
}
.gate-req { color: var(--color-error); }
.gate-opt { color: var(--color-text-muted); font-weight: 400; }
.gate-form input:not([type="checkbox"]) {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  font-size: 15px;
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-bg);
}
.gate-form input:not([type="checkbox"]):focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(185, 138, 46, 0.18);
}
.gate-form .btn { margin-top: 18px; }
.gate-disclaimer {
  font-size: 11.5px;
  color: var(--color-text-muted);
  margin: 12px 0 0;
  line-height: 1.4;
}
.gate-field-error {
  border-color: var(--color-error) !important;
}
.gate-field-msg {
  font-size: 12px;
  color: var(--color-error);
  margin: 5px 0 0;
  line-height: 1.35;
}
.gate-checkbox-label {
  display: flex !important;
  align-items: flex-start;
  gap: 8px;
  font-size: 12.5px !important;
  font-weight: 400 !important;
  color: var(--color-text-muted);
  margin-top: 16px !important;
  line-height: 1.4;
}
.gate-checkbox-label input[type="checkbox"] {
  flex-shrink: 0;
  width: 16px; height: 16px;
  margin-top: 2px;
  accent-color: var(--color-primary);
  cursor: pointer;
}
.gate-checkbox-label a { color: var(--color-primary); text-decoration: underline; }
.gate-checkbox-label input[type="checkbox"].gate-field-error {
  outline: 2px solid var(--color-error);
  outline-offset: 1px;
}
.qa-bot-gate-success {
  font-size: 13px;
  font-weight: 600;
  color: var(--color-success);
  margin: 10px 0 0;
}
.qa-bot-gate-error {
  font-size: 12.5px;
  color: var(--color-error);
  margin: 10px 0 0;
}

/* Mobile: center all text so pages read as centered content below the
   desktop breakpoint, per site direction. */
@media (max-width: 899px) {
  body {
    text-align: center;
  }
  /* Icon + text rows (checklist items, feature bullets) need their text
     left-aligned next to the icon -- otherwise the icon stays pinned to
     the left edge while the (now-centered) text floats away from it. */
  li:has(svg) {
    text-align: left;
  }
  /* Flex button rows don't respond to text-align: center -- their items
     stay pinned to the flex-start edge unless justify-content is set
     explicitly. Centers the hero's "Get a Free Quote" CTA (and any
     sibling button) to match the rest of the centered mobile layout. */
  .hero__actions {
    justify-content: center;
  }
}

/* ============================================================
   Site-wide search (header search toggle + overlay)
   ============================================================ */
.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.search-toggle {
  width: 40px;
  height: 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-full);
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: transparent;
  color: rgba(255, 255, 255, 0.85);
  cursor: pointer;
  flex-shrink: 0;
  transition: border-color var(--transition-interactive), color var(--transition-interactive), background var(--transition-interactive);
}
.search-toggle:hover,
.search-toggle[aria-expanded="true"] {
  border-color: var(--color-primary);
  color: var(--color-primary);
  background: rgba(255, 255, 255, 0.08);
}

.search-overlay {
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  z-index: 65;
  background: var(--color-bg);
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg);
}
.search-overlay[hidden] {
  display: none;
}

.search-panel {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding: var(--space-5) var(--space-6);
  /* Override the mobile "center all body text" rule -- a search results
     list reads as left-aligned UI, not centered marketing prose. */
  text-align: left;
}

.search-form {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-2) var(--space-5);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  background: var(--color-surface);
  color: var(--color-text-muted);
}
.search-form:focus-within {
  border-color: var(--color-primary);
  color: var(--color-text);
}
.search-form svg {
  flex-shrink: 0;
}
.search-form input[type="search"] {
  flex: 1;
  border: none;
  background: none;
  outline: none;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  color: var(--color-text);
  padding: var(--space-2) 0;
}
.search-form input[type="search"]::-webkit-search-cancel-button {
  display: none;
}
.search-close {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: none;
  background: none;
  color: var(--color-text-muted);
  cursor: pointer;
  border-radius: var(--radius-full);
  transition: background var(--transition-interactive), color var(--transition-interactive);
}
.search-close:hover {
  background: var(--color-surface-offset);
  color: var(--color-text);
}

.search-results {
  margin-top: var(--space-3);
  max-height: min(60vh, 480px);
  overflow-y: auto;
}
.search-result {
  display: block;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  color: var(--color-text);
  text-decoration: none;
  transition: background var(--transition-interactive);
}
.search-result:hover,
.search-result.is-active {
  background: var(--color-surface);
}
.search-result .search-result-category {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-primary);
  margin-bottom: 2px;
}
.search-result .search-result-title {
  font-weight: 600;
  font-size: var(--text-sm);
  color: var(--color-text);
}
.search-result .search-result-desc {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: 2px;
  display: -webkit-box;
  -webkit-line-clamp: 1;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.search-results .search-empty,
.search-results .search-hint {
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}
.search-result-source {
  display: inline-block;
  margin-left: var(--space-2);
  padding: 1px 7px;
  border-radius: var(--radius-full);
  background: var(--color-surface-offset);
  color: var(--color-text-muted);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.03em;
  vertical-align: middle;
}
.search-external-icon {
  display: inline-block;
  margin-left: var(--space-1);
  vertical-align: -1px;
  color: var(--color-text-muted);
}

@media (max-width: 560px) {
  .search-panel {
    padding: var(--space-4) var(--space-6);
  }
  .search-result .search-result-desc {
    display: none;
  }
}

/* ============================================================
   Pool of Money calculator
   ============================================================ */
.pool-header-links {
  margin-top: var(--space-4);
}
.pool-header-links a {
  color: #f3e4c0;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.pool-header-links a:hover { color: #fff; }

.pool-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: var(--space-8);
  align-items: start;
}
@media (max-width: 899px) {
  .pool-grid { grid-template-columns: 1fr; }
}

.pool-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
}
.pool-card__title {
  font-size: var(--text-lg);
  margin-bottom: var(--space-3);
}
.pool-card__hint {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  margin-bottom: var(--space-6);
}

.pool-field {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  font-size: var(--text-sm);
  font-weight: 600;
  margin-bottom: var(--space-5);
}
.pool-field:last-child { margin-bottom: 0; }
.pool-field input,
.pool-field select {
  padding: var(--space-3) var(--space-4);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-bg);
  color: var(--color-text);
  font-size: var(--text-base);
  font-weight: 400;
  font-family: var(--font-body);
}
.pool-field input:focus,
.pool-field select:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 1px;
}

.pool-field-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4) var(--space-5);
}
.pool-field-grid .pool-field { margin-bottom: 0; }
@media (max-width: 560px) {
  .pool-field-grid { grid-template-columns: 1fr; }
}
#pool-asset-fields.pool-field-grid { margin-bottom: var(--space-6); }
.pool-field-grid--2 { margin-bottom: var(--space-5); }

.pool-total-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}
.pool-total-box__label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: 600;
}
.pool-total-box__value {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: var(--color-primary-hover);
}

.pool-today-cost {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  background: var(--color-surface);
  border-radius: var(--radius-md);
  padding: var(--space-3) var(--space-4);
  margin: var(--space-2) 0 var(--space-6);
}

#pool-settings-card .btn { width: 100%; margin-top: var(--space-2); }

.pool-results {
  margin-top: var(--space-10);
  padding-top: var(--space-10);
  border-top: 1px solid var(--color-divider);
}

.pool-kpi-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
  margin: var(--space-6) 0;
}
@media (max-width: 767px) {
  .pool-kpi-row { grid-template-columns: 1fr; }
}
.pool-kpi {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.pool-kpi__label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: 600;
}
.pool-kpi__value {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: var(--color-text);
}
.pool-kpi--warning .pool-kpi__value { color: var(--color-error); }
.pool-kpi--warning {
  border-color: var(--color-error);
}

.pool-summary-line {
  font-size: var(--text-base);
  color: var(--color-text);
  background: var(--color-primary-highlight);
  border-radius: var(--radius-md);
  padding: var(--space-4) var(--space-5);
  margin-bottom: var(--space-8);
}

.pool-chart-wrap {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin-bottom: var(--space-8);
}
.pool-chart-title {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}
#pool-chart-mount svg { display: block; width: 100%; height: auto; }
.pool-chart-legend {
  display: flex;
  gap: var(--space-6);
  margin-top: var(--space-4);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.pool-legend-swatch {
  display: inline-block;
  width: 12px;
  height: 12px;
  border-radius: 3px;
  margin-right: var(--space-2);
  vertical-align: middle;
}
.pool-legend-swatch--cost {
  background: var(--color-primary-highlight);
  border: 1px solid var(--color-primary);
}
.pool-legend-swatch--pool {
  background: var(--color-navy);
}

.pool-methodology-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-6);
  margin-top: var(--space-8);
}
@media (max-width: 899px) {
  .pool-methodology-grid { grid-template-columns: 1fr; }
}

.pool-disclaimer {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  margin-top: var(--space-8);
  line-height: 1.6;
}