---
title: "West Virginia Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/west-virginia/medicaid-asset-limits/
description: "West Virginia long-term care Medicaid: countable resource limits, spend-down, federal spousal protections and the home-equity limit."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
West Virginia · Financial Eligibility

# West Virginia Medicaid Asset Limits

Last updated 2026-10-20

The most current official figures come from a West Virginia long-term-care eligibility flyer dated April 2025, which sets a $2,000 asset limit for an individual and $3,000 for a couple under SSI-Related Medicaid nursing-home coverage and the Home and Community Based Care waiver for aged, blind, and disabled individuals. That same flyer notes that certain couple assets are protected for a spouse who doesn't need nursing-home or HCBS-level care.

A separate 2026 state-specific eligibility overview confirms the same $2,000 individual figure for nursing-home applicants and adds two additional numbers: a Community Spouse Resource Allowance ranging from $32,532 to $162,660, and a home-equity-interest limit of $752,000. These are useful current planning figures, but because the official state flyer located for this review still shows 2025 dollar amounts, it's worth having the county office confirm the actual, currently operative 2026 resource assessment before moving any assets around.

## West Virginia figures

- Individual asset limit: $2,000
- Couple asset limit: $3,000
- Community Spouse Resource Allowance range: $32,532–$162,660
- Home-equity-interest limit: $752,000

## Sources and official resources

- [West Virginia BFA: Medicaid and Medicaid for Long Term Care](https://bfa.wv.gov/medicaid-and-medicaid-long-term-care)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full West Virginia guide](https://fundingltcmarketplace.com/states/west-virginia/)