---
title: "Virginia Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/virginia/medicaid-asset-limits/
description: "Virginia's 2026 LTSS resource limits, income pathways, home-equity ceiling, and community-spouse standards."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Virginia · Financial Eligibility

# Virginia Medicaid Asset Limits

Last updated 2026-10-20

Virginia's 2026 policy sets a $2,000 resource limit for one person in the aged-blind-disabled categorically needy or medically needy groups, rising to $3,000 for two people. Those are the basic figures — they're not the final word for every married applicant, since Virginia's community-spouse rules can protect a larger, separately calculated amount when one spouse is institutionalized (DMAS 2026 resource policy).

On income, the same source lists $2,982 a month as the 2026 figure for the one-person, 300%-of-SSI aged-blind-disabled categorically needy group. But Virginia doesn't stop there — it also publishes medically needy income limits, effective July 1, 2026, and runs a spend-down process under its LTSS manual. That's a real departure from states with a single hard income-cap answer: someone over 300% of SSI in Virginia should have their situation analyzed against the medically needy route and current patient-pay rules, rather than being assumed to need a Qualified Income Trust (DMAS 2026 income charts; DMAS Chapter M14).

## Virginia figures

- Individual resource limit: $2,000
- Two-person resource limit: $3,000
- 300%-of-SSI income figure (one person, 2026): $2,982/month
- Medically needy income limits effective date: July 1, 2026

## Sources and official resources

- [Virginia Administrative Code: 12VAC30-60-302, Access to Medicaid-funded long-term care](https://law.lis.virginia.gov/admincode/title12/agency30/chapter60/section302/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Virginia guide](https://fundingltcmarketplace.com/states/virginia/)