---
title: "Vermont Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/vermont/medicaid-asset-limits/
description: "Vermont's current resource limits, spend-down income method, home-equity rule, and community-spouse protections for long-term care."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Vermont · Financial Eligibility

# Vermont Medicaid Asset Limits

Last updated 2026-10-20

For Vermont's Medicaid for the Aged, Blind and Disabled category, DVHA's published eligibility table sets a $2,000 countable-resource limit for a single applicant and $3,000 for a couple, and current 2026 Vermont elder-law guidance confirms that same $2,000 figure for an individual. These numbers are the starting screen — they tell you whether you clear the initial eligibility bar, not necessarily whether every asset you own gets counted against it.

Married couples need a more careful calculation before assuming the household is simply capped at $3,000. Under Vermont's 2026 spousal-impoverishment rules, the spouse who isn't entering care — the community spouse — is generally allowed to keep half of the couple's countable assets as measured at the snapshot date, subject to a floor of $32,532 and a ceiling of $162,660. Meanwhile, the spouse applying for institutional care can retain $2,000 after that allocation is made. Because these figures are indexed and can shift from year to year, checking the live DVHA tables at the time of application — rather than relying on last year's numbers — is a smart habit.

## Vermont figures

- Individual resource limit: $2,000
- Couple resource limit: $3,000
- Community Spouse Resource Allowance minimum: $32,532
- Community Spouse Resource Allowance maximum: $162,660
- Institutionalized spouse retained amount: $2,000

## Sources and official resources

- [Vermont DVHA: Long-Term Care](https://dvha.vermont.gov/members/long-term-care)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Vermont guide](https://fundingltcmarketplace.com/states/vermont/)