---
title: "Utah Transfer-on-Death Deed | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/utah/transfer-on-death-deed/
description: "Utah authorizes a real-property transfer-on-death deed, but probate avoidance does not settle Medicaid eligibility or estate-recovery consequences."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Utah · Asset Protection Tool

# Utah Transfer-on-Death Deed

Last updated 2026-10-20

**Quick answer:** Yes. Utah Code § 75-6-405 allows a transfer-on-death deed that passes real estate to named beneficiaries at the owner's death. It must be recorded before the owner dies, and it can't be used for a class gift.

Utah's statutory tool here is the transfer-on-death deed. Utah Code Section 75-6-405 lets an individual name one or more beneficiaries to receive real property effective at the owner's death, though the statute doesn't allow using this deed to make a class gift. It's strictly a death-time transfer mechanism for real property — not an enhanced life-estate deed with different rules.

The Utah Legislature's Uniform Real Property Transfer on Death Act materials include a statutory form, and they're explicit that the form has to be recorded before the owner's death to take effect. Both the statute (Section 75-6-416) and the form deserve review by the drafting attorney and the county recorder in their current form, since a beneficiary's name, a competing later deed, or an attempted revocation can all change the outcome.

## Sources and official resources

- [Utah Medicaid: Long-Term Care and Waiver Programs](https://medicaid.utah.gov/medicaid-long-term-care-and-waiver-programs/)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Utah guide](https://fundingltcmarketplace.com/states/utah/)