---
title: "Utah Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/utah/medicaid-asset-limits/
description: "Utah’s institutional resource rules, home treatment, spouse protections, and medically needy income structure."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Utah · Financial Eligibility

# Utah Medicaid Asset Limits

Last updated 2026-10-20

Utah's current resource rule sets a $2,000 ceiling for a one-person aged, blind, or disabled Medicaid household, rising to $3,000 for a two-person household. That same rule specifically calls out a $2,000 resource limit for anyone who is institutionalized. These figures are only the starting point — the rule goes on to address availability, exclusions, trust treatment, and spousal provisions, so an account or a home shouldn't be sorted into "countable" or "exempt" from the dollar figure alone.

Generally, a resource counts as available when the person owns it outright or has the legal right to sell or otherwise convert it for their own benefit. Utah's rule does recognize that a genuine legal obstacle can keep an otherwise-available resource from being counted until it's actually accessible — but it still expects reasonable efforts to make that resource available, unless those efforts clearly wouldn't work or would cost more than the resource itself is worth.

## Utah figures

- Institutionalized individual resource limit: $2,000
- Basic two-person ABD resource limit: $3,000

## Sources and official resources

- [Utah Medicaid: Long-Term Care and Waiver Programs](https://medicaid.utah.gov/medicaid-long-term-care-and-waiver-programs/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Utah guide](https://fundingltcmarketplace.com/states/utah/)