---
title: "Tennessee Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/tennessee/medicaid-asset-limits/
description: "Tennessee’s 2026 LTSS resource limits, income cap, home-equity rule, and community-spouse framework."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Tennessee · Financial Eligibility

# Tennessee Medicaid Asset Limits

Last updated 2026-10-20

TennCare's current Long-Term Services and Supports Financial Rules Guide sets a $2,000 countable-resource limit for a one-person CHOICES household, and the consumer-facing CHOICES materials repeat that figure: the total value of what an applicant owns can't exceed $2,000, while the home they live in doesn't count toward that number.

That exclusion for the home isn't a substitute for a real title and equity review. TennCare's resource policy separately defines what counts and what's excluded, and details like ownership structure, whether the asset is actually available, a spouse's interest in it, existing liens, or a proposed transfer can all change the outcome for a specific family.

## Tennessee figures

- Individual resource limit (one-person CHOICES household): $2,000

## Sources and official resources

- [TennCare: CHOICES](https://www.tn.gov/tenncare/long-term-services-supports/choices.html)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Tennessee guide](https://fundingltcmarketplace.com/states/tennessee/)