---
title: "Ohio Nursing Home Medicaid | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/ohio/nursing-home-medicaid/
description: "Ohio nursing-facility Medicaid uses a patient-liability calculation, including a $75 monthly personal-needs allowance in 2026."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Ohio · Nursing Home Coverage

# Ohio Nursing Home Medicaid

Last updated 2026-10-20

Getting into nursing-facility Medicaid in Ohio starts with financial eligibility, handled by County Departments of Job and Family Services, but that's only half the equation — an applicant also has to meet the state's level-of-care requirements for long-term care.

For 2026, Ohio's Special Income Level is $2,982 per month for someone applying as an institutionalized or HCBS-waiver individual, paired with the same $2,000 countable-resource limit used elsewhere in the program. Income above that cap doesn't necessarily disqualify someone — a Qualified Income Trust can bring an applicant back into range.

Once approved, residents keep a modest amount of income for personal use: Ohio's 2026 personal-needs allowance for nursing-facility residents is $75 per month, factored into the broader patient-liability calculation that determines how much of a resident's income goes toward the cost of care.

## Ohio figures

- Special Income Level (2026): $2,982/month
- Countable-resource limit: $2,000
- Personal-needs allowance (2026): $75/month

## Sources and official resources

- [Ohio Administrative Code: Rule 5160-3-02.3, Nursing Facilities](https://codes.ohio.gov/ohio-administrative-code/rule-5160-3-02.3)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Ohio guide](https://fundingltcmarketplace.com/states/ohio/)