---
title: "Ohio Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/ohio/medicaid-asset-limits/
description: "Ohio's 2026 long-term-care Medicaid resource limits, home-equity ceiling, spousal protections, and income-cap planning rules."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Ohio · Financial Eligibility

# Ohio Medicaid Asset Limits

Last updated 2026-10-20

**Quick answer:** In 2026, Ohio's Medicaid asset limit for long-term care is $2,000 for a single applicant, or $3,000 if both spouses are applying. Ohio's 2026 home-equity limit is $752,000.

For 2026, Ohio sets its countable-resource ceiling for long-term-care Medicaid at $2,000 for a single applicant and $3,000 when both spouses in a couple are applying. These numbers come from the state's published Medicaid standards for the year and govern financial eligibility for institutional and waiver coverage alike.

Home equity gets its own separate ceiling. Ohio's 2026 home-equity limit is $752,000, up from $730,000 in 2025 — worth confirming directly with the state before relying on it for a live application, since these figures are adjusted periodically.

## Ohio figures

- Individual resource limit: $2,000
- Couple resource limit (both applying): $3,000
- Home equity limit (2026): $752,000
- Home equity limit (2025): $730,000

## Sources and official resources

- [Ohio Administrative Code: Rule 5160-3-02.3, Nursing Facilities](https://codes.ohio.gov/ohio-administrative-code/rule-5160-3-02.3)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Ohio guide](https://fundingltcmarketplace.com/states/ohio/)