---
title: "North Dakota Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/north-dakota/medicaid-asset-limits/
description: "North Dakota's $3,000 individual and $6,000 couple resource framework, client-share path, and spousal protections."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
North Dakota · Financial Eligibility

# North Dakota Medicaid Asset Limits

Last updated 2026-10-20

HHS requires a North Dakota long-term-care applicant to hold less than $3,000 in countable assets if single, or less than $6,000 if applying as a couple. The agency's public eligibility page lists checking and savings accounts, certificates of deposit, stocks, bonds, and similar holdings as examples of what counts toward that limit — while a home, one vehicle, home furnishings, irrevocable burial arrangements, and other personal items generally don't count, though any specific asset can still trigger a closer title, availability, or equity review.

The state's administrative code backs this up, setting the medically needy aged, blind, and disabled resource limit at $3,000 for a one-person household and $6,000 for a two-person household, adding $25 for each additional household member. This is strictly a resource test — it isn't an invitation to simply give property away, since an uncompensated transfer can trigger its own separate long-term-care penalty. Spending down assets needs careful documentation and a review of the transfer rules before it happens.

## North Dakota figures

- Individual resource limit: $3,000
- Couple resource limit: $6,000
- Additional household member allowance: $25

## Sources and official resources

- [North Dakota HHS: Medicaid Eligibility](https://www.hhs.nd.gov/healthcare/medicaid/eligibility)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full North Dakota guide](https://fundingltcmarketplace.com/states/north-dakota/)