---
title: "New York Medicaid Look-Back Period | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/new-york/medicaid-look-back-period/
description: "New York applies a five-year institutional Medicaid look-back, while the proposed community-care look-back remains unimplemented as of August 2026."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
New York · Look-Back & Penalties

# New York Medicaid Look-Back Period

Last updated 2026-10-20

**Quick answer:** New York Medicaid reviews transfers made in the 60 months (5 years) before a nursing home application. A proposed 30-month look-back for community-based care hadn't been put into effect as of August 2026.

For institutional Medicaid, New York enforces a full 60-month (five-year) look-back on nursing-facility applications. Any transfer made for less than fair market value during that window can trigger a Medicaid transfer penalty.

That makes timing and paperwork critical well before anyone files an institutional Medicaid application — a gift or transfer made without accounting for this rule can delay eligibility considerably.

Notably, the community-care side of the picture looks different: a proposed 30-month look-back for community-based Medicaid has been discussed for years but, as of August 2026, still hadn't been put into effect.

## New York figures

- Institutional look-back period: 60 months (5 years)
- Community-care look-back: Proposed 30 months; not yet implemented as of August 2026

## Sources and official resources

- [New York DOH: Nursing Home Transition and Diversion Waiver](https://www.health.ny.gov/facilities/long_term_care/nhtd/participant/)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full New York guide](https://fundingltcmarketplace.com/states/new-york/)