---
title: "New Hampshire Transfer-on-Death Deed | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/new-hampshire/transfer-on-death-deed/
description: "New Hampshire's 2024 TOD-deed statute offers a nonprobate title tool, not a demonstrated Medicaid-planning safe harbor."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
New Hampshire · Asset Protection Tool

# New Hampshire Transfer-on-Death Deed

Last updated 2026-10-20

New Hampshire adopted the Uniform Real Property Transfer on Death Act as RSA chapter 563-D, effective July 1, 2024. This is a genuinely new development — older New Hampshire planning discussions generally assumed no statutory real-property TOD deed existed in the state, and now one does.

This deed is fundamentally a title and probate tool, built to transfer property only at the owner's death. RSA 563-D:9 is strict about the mechanics: the deed is void unless it includes the required title and death-transfer language and gets recorded — before the owner's death — within 60 days of being executed, at the appropriate registry of deeds.

While the original owner is alive, RSA 563-D:12 makes clear that the deed changes nothing about eligibility for public assistance for either the transferor or the named beneficiary, and it creates no legal or equitable interest for the beneficiary during that time. That statutory language settles the question of eligibility during life — but it doesn't resolve what happens with Medicaid recovery after death, which is a separate analysis.

## Sources and official resources

- [New Hampshire Insurance Department: Long Term Care](https://www.insurance.nh.gov/consumers/long-term-care)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full New Hampshire guide](https://fundingltcmarketplace.com/states/new-hampshire/)