---
title: "New Hampshire Medicaid Look-Back Period | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/new-hampshire/medicaid-look-back-period/
description: "New Hampshire's 60-month transfer review, penalty concept, and the need to confirm a current state divisor."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
New Hampshire · Look-Back & Penalties

# New Hampshire Medicaid Look-Back Period

Last updated 2026-10-20

**Quick answer:** New Hampshire Medicaid reviews asset transfers made in the 60 months (5 years) before an application for nursing facility Medicaid or an HCBS waiver. Below-market sales, deed changes and trust transactions can all be reviewed, not just gifts.

New Hampshire's long-term-care Medicaid program looks back 60 months — five years — at relevant asset transfers before someone applies for nursing-facility Medicaid or an HCBS waiver. The state's own long-term-services checklist specifically instructs applicants to verify assets and resources going back that full 60-month window.

It's not just about whether cash was gifted outright. New Hampshire's rules, found under He-W 620, address any transfer that reduces or eliminates a person's ownership or control over an asset, as well as instruments designed to transfer title at a future date. That means a below-market sale, a deed change, or a trust transaction can all trigger their own separate review — it's a broader net than a simple gift-tax mental model would suggest.

Because state-specific divisor figures (used to calculate penalty periods) change and need to be confirmed against current guidance, anyone facing a transfer question should verify the applicable number before assuming an older figure still holds.

## New Hampshire figures

- Look-back period: 60 months (five years)

## Sources and official resources

- [New Hampshire Insurance Department: Long Term Care](https://www.insurance.nh.gov/consumers/long-term-care)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full New Hampshire guide](https://fundingltcmarketplace.com/states/new-hampshire/)