---
title: "New Hampshire Medicaid Estate Recovery | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/new-hampshire/medicaid-estate-recovery/
description: "New Hampshire recovery is not limited to a conventional probate file, and published rules provide an undue-hardship request route."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
New Hampshire · Estate Recovery

# New Hampshire Medicaid Estate Recovery

Last updated 2026-10-20

New Hampshire's Medicaid Estate Recovery Program is administered by DHHS through its Estate Recovery Unit. One point that catches families off guard: a home that was exempt from being counted as an asset while someone was alive and receiving benefits is not automatically protected from recovery after they die — those are two separate legal questions.

New Hampshire's recovery statute reaches further than a conventional probate-only approach. Property held in a revocable trust is subject to recovery, and the recoverable estate specifically includes a recipient's joint-tenancy-with-survivorship interest and life-estate interest, for qualifying interests established on or after July 1, 2005 — a detail codified at RSA 167:14-a.

The rules do build in a safety valve: under He-W 800, an administrator or executor, a surviving joint tenant, or a life-estate remainderman is entitled to written notice of the right to request a waiver if recovery would create an undue hardship.

## Sources and official resources

- [New Hampshire Insurance Department: Long Term Care](https://www.insurance.nh.gov/consumers/long-term-care)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full New Hampshire guide](https://fundingltcmarketplace.com/states/new-hampshire/)