---
title: "Montana Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/montana/medicaid-asset-limits/
description: "Montana's published 2026 resource, home-equity, income, and community-spouse standards for long-term-care Medicaid."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Montana · Financial Eligibility

# Montana Medicaid Asset Limits

Last updated 2026-10-20

Montana's current DPHHS resource schedule sets a $2,000 limit for an aged, blind, or disabled (ABD) individual and $3,000 for an ABD couple. For someone already institutionalized, the standard is $2,000 whether they're single or the institutionalized half of a couple.

Those numbers don't mean every asset a family owns gets counted against the limit. DPHHS starts from the equity value of resources but then carves out exclusions — a primary residence chief among them — and the actual treatment of any given asset depends on ownership structure, accessibility, whether a trust is involved, recent transfers, and which Medicaid category applies.

## Montana figures

- ABD individual resource limit: $2,000
- ABD couple resource limit: $3,000
- Institutionalized individual/spouse standard: $2,000

## Sources and official resources

- [Montana DPHHS: How Can Medicaid Help with Nursing Home Bills?](https://dphhs.mt.gov/assets/sltc/ADRC/MedicaidHelpBrochure.pdf)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Montana guide](https://fundingltcmarketplace.com/states/montana/)