---
title: "Mississippi Nursing Home Medicaid | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/mississippi/nursing-home-medicaid/
description: "Nursing-facility Medicaid, the $44 personal-needs allowance, and Mississippi's PAS clinical gateway."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Mississippi · Nursing Home Coverage

# Mississippi Nursing Home Medicaid

Last updated 2026-10-20

DOM's 2026 guide covers nursing-facility Medicaid for an aged, blind, or disabled person who becomes a long-term-care patient in a Medicaid-accepting nursing facility or hospital. Beyond the medical piece, the person has to satisfy the state's nonfinancial requirements along with the income and resource rules; for a nursing-facility or hospital stay, "long-term care" generally means 31 consecutive days or longer (DOM 2026 nursing-facility and HCBS guide; DOM eligibility page).

The 2026 numbers anchoring this pathway are a $2,982-per-month institutional income cap before deductions and a $4,000 individual resource limit. Someone whose income exceeds the cap may still be able to qualify through an Income Trust, provided DOM's requirements are met — but DOM is clear that this route doesn't work if the person's monthly income exceeds the nursing facility's private-pay rate for a 31-day month (DOM 2026 nursing-facility and HCBS guide).

Residents keep a modest personal-needs allowance from their income — currently $44 per month in Mississippi's standard nursing-facility calculation — and eligibility runs through the state's PAS (Preadmission Assessment/Screening) clinical gateway before placement is confirmed.

## Mississippi figures

- Institutional income cap: $2,982/month
- Individual resource limit: $4,000
- Nursing-home personal-needs allowance: $44/month

## Sources and official resources

- [Mississippi Division of Medicaid](https://medicaid.ms.gov/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Mississippi guide](https://fundingltcmarketplace.com/states/mississippi/)