---
title: "Minnesota Transfer-on-Death Deed | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/minnesota/transfer-on-death-deed/
description: "Minnesota permits a recorded transfer-on-death deed, but its expanded estate-recovery statute specifically includes property passing under one."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Minnesota · Asset Protection Tool

# Minnesota Transfer-on-Death Deed

Last updated 2026-10-20

**Quick answer:** Yes. Minnesota allows a transfer-on-death deed under Minn. Stat. § 507.071, but it must be recorded before the owner dies. Minnesota's estate recovery law specifically reaches property passed this way.

Minnesota does allow homeowners to record a transfer-on-death deed, but that convenience comes with a catch: the state's estate-recovery law was written to specifically reach property that passes this way, so the tool doesn't function as an automatic Medicaid workaround.

The statute authorizing this deed — Minnesota Statutes section 507.071 — defines it as an instrument that only transfers an interest to a named beneficiary once the current owner dies, and that transfer is subject to the law's own survivorship rules.

One detail carries real weight here: the deed has to meet Minnesota's standard deed requirements and must actually be recorded, in a county where at least part of the property sits, before the owner passes away. This isn't a minor filing formality — the statute makes that recording timeline central to whether the deed is legally valid at all.

## Sources and official resources

- [Minnesota DHS: People Who Need Nursing Home Care](https://mn.gov/dhs/health-care/nursing-home-care/)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Minnesota guide](https://fundingltcmarketplace.com/states/minnesota/)