---
title: "Minnesota Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/minnesota/medicaid-asset-limits/
description: "Minnesota's 2026 Medical Assistance resource rules, spenddown route, indexed home-equity rule, and community-spouse protections."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Minnesota · Financial Eligibility

# Minnesota Medicaid Asset Limits

Last updated 2026-10-20

DHS's current guideline — document DHS-3461A, running from July 1, 2026 through June 30, 2027 — sets the asset ceiling for MA's elderly, blind, and disabled categories at $3,000 for a single applicant and $6,000 for a two-person household, with an additional $200 allowed for each dependent. These numbers define the asset test itself; whether any particular asset actually counts toward that ceiling is a separate, fact-specific question.

DHS's guidance lists the kinds of things that count as assets — bank accounts, a vehicle, a home, and various investments — while noting that a home and one car are typically excluded from most eligibility categories. Long-term-care coverage complicates that exclusion, though: the home is subject to its own equity rule, so having a 'homestead' does not automatically mean unlimited equity is protected.

## Minnesota figures

- 2026 MA resource limit, single applicant: $3,000
- 2026 MA resource limit, two-person household: $6,000
- Additional resource allowance per dependent: $200

## Sources and official resources

- [Minnesota DHS: People Who Need Nursing Home Care](https://mn.gov/dhs/health-care/nursing-home-care/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Minnesota guide](https://fundingltcmarketplace.com/states/minnesota/)