---
title: "Michigan Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/michigan/medicaid-asset-limits/
description: "Michigan's 2026 LTC asset limits, home-equity rule, special income level, and protections for a spouse remaining in the community."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Michigan · Financial Eligibility

# Michigan Medicaid Asset Limits

Last updated 2026-10-20

Michigan's asset rules split by category, and it's easy to apply the wrong number if you're not careful. For the SSI-related categories that cover nursing home care, MI Choice, and PACE, the state's Bridges Eligibility Manual sets the limit at $9,950 for an asset group of one and $14,910 for an asset group of two.

Those figures are specific to long-term-care eligibility groups. Michigan's regular, non-LTC SSI-related Medicaid categories use a separate and much lower limit — $2,000 for an individual and $3,000 for a couple — so it matters which program a family is actually applying under before assuming either number applies.

## Michigan figures

- LTC asset limit — asset group of one: $9,950
- LTC asset limit — asset group of two: $14,910
- Regular SSI-related Medicaid limit — individual: $2,000
- Regular SSI-related Medicaid limit — couple: $3,000

## Sources and official resources

- [MDHHS: Nursing Facility Eligibility](https://www.michigan.gov/mdhhs/-/media/Project/Websites/mdhhs/Doing-Business-with-MDHHS/Forms-and-Applications/nursing_fac_elig_134653_7.pdf)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Michigan guide](https://fundingltcmarketplace.com/states/michigan/)