---
title: "Maine Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/maine/medicaid-asset-limits/
description: "Maine's published long-term-care resource rules, medically needy path, home-equity cap, and community-spouse protections."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Maine · Financial Eligibility

# Maine Medicaid Asset Limits

Last updated 2026-10-20

Maine's posted Eligibility Manual requires an institutionalized individual's countable assets to stay under $2,000 on every single day of the eligibility month — not just at one point in time. The manual sets that same $2,000 figure for a single SSI-related person, while an eligible couple, or a person living with an ineligible spouse, is held to a $3,000 threshold. For residential-care settings specifically named in the manual, the limits are slightly different in wording but land in the same place: under $2,000 for an individual and under $3,000 for a couple.

These figures come from the currently posted manual, which carries an effective update date of April 29, 2025 — so it's worth double-checking for anything more recent before relying on them. It's also worth flagging that these numbers apply specifically to this long-term-care pathway; they shouldn't be confused with the different resource rules that govern MAGI coverage groups or Medicare Savings Programs elsewhere in Maine's system.

## Maine figures

- Individual resource limit: Under $2,000
- Couple resource limit: $3,000

## Sources and official resources

- [Maine DHHS: MaineCare for Older Adults and Adults with Disabilities](https://www.maine.gov/dhhs/oms/mainecare-options/older-adults-and-adults-with-disabilities)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Maine guide](https://fundingltcmarketplace.com/states/maine/)