---
title: "Louisiana Nursing Home Medicaid | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/louisiana/nursing-home-medicaid/
description: "Louisiana nursing-facility Medicaid uses the LOCET and Level I PASRR process, with a $45 personal-care-needs allowance."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Louisiana · Nursing Home Coverage

# Louisiana Nursing Home Medicaid

Last updated 2026-10-20

Getting into a nursing facility isn't the same as qualifying for Medicaid to pay for it. LDH's LTC policy (H-800) names nursing facilities as institutional settings covered by the special-income-limit framework, but an applicant still has to clear the resource, transfer, and nonfinancial rules that apply on top of admission.

LDH's January 2026 chart (Z-700) puts the monthly special income limit at $2,982 for a single applicant, alongside the $2,000 individual and $3,000 couple resource limits described elsewhere. For someone whose income runs above three times the SSI federal benefit rate, LDH's consumer materials point to the Medically Needy Spend-Down Program as a way to qualify once enough medical expenses are available to offset the excess.

## Louisiana figures

- 2026 individual special income limit (SIL): $2,982/month
- Individual resource limit: $2,000
- Couple resource limit: $3,000

## Sources and official resources

- [Louisiana Department of Health: Long-Term Care](https://ldh.la.gov/medicaid/long-term-care)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Louisiana guide](https://fundingltcmarketplace.com/states/louisiana/)