---
title: "Indiana Nursing Home Medicaid | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/indiana/nursing-home-medicaid/
description: "Indiana nursing-facility Medicaid uses a $52 personal-needs allowance and requires PASRR plus a qualifying level-of-care determination."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Indiana · Nursing Home Coverage

# Indiana Nursing Home Medicaid

Last updated 2026-10-20

Indiana Health Coverage Programs pays for long-term care in a Medicaid-certified nursing facility once a member meets the required nursing-facility level-of-care criteria. Coverage can come either through Traditional Medicaid fee-for-service or through Indiana PathWays for Aging, depending on which arrangement applies to the member.

Financial eligibility is its own separate hurdle. Indiana's published 2026 long-term-care screen sets a $2,000 countable-resource limit and a $2,982 monthly income cap for a single applicant, on top of the nursing-home level-of-care requirement. Anyone whose income lands above that cap should be looking into a Qualified Income Trust well before assuming Medicaid will simply pick up the bill.

## Indiana figures

- Countable resource limit: $2,000
- Monthly income cap: $2,982
- Nursing-home personal-needs allowance: $52/month

## Sources and official resources

- [Indiana Medicaid: Eligibility Guide](https://www.in.gov/medicaid/members/apply-for-medicaid/eligibility-guide/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Indiana guide](https://fundingltcmarketplace.com/states/indiana/)