---
title: "Idaho Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/idaho/medicaid-asset-limits/
description: "Idaho's published 2026 long-term-care resource, income, home-equity, and community-spouse standards."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Idaho · Financial Eligibility

# Idaho Medicaid Asset Limits

Last updated 2026-10-20

According to a current 2026 Idaho eligibility reference, a single applicant seeking Nursing Home Medicaid needs to keep countable assets at or under $2,000, and monthly income has to stay below $3,002. That same $3,002 threshold applies to a single Medicaid Waiver applicant as well. DHW's own income-limits page didn't display this long-term-care table in the material located for this review, so it's worth double-checking the number directly with DHW before relying on it for an application.

Idaho takes the income-cap approach rather than a medically-needy spend-down model for its institutional and waiver pathways. That means someone earning more than the cap doesn't automatically get shut out — the 2026 guide points to an irrevocable Qualified Income Trust, commonly called a Miller Trust, as the accepted fix, with the important catch that Idaho itself must be listed as the trust's remainder beneficiary. This isn't a flexible savings vehicle; it's a narrowly defined legal instrument with its own filing requirements.

## Idaho figures

- Individual asset limit: $2,000
- Individual income limit (Nursing Home & Waiver): $3,002/month

## Sources and official resources

- [Idaho Department of Health and Welfare: Nursing Home Coverage](https://healthandwelfare.idaho.gov/services-programs/assisted-care-and-facilities/nursing-home-coverage)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Idaho guide](https://fundingltcmarketplace.com/states/idaho/)