---
title: "Georgia Transfer-on-Death Deed | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/georgia/transfer-on-death-deed/
description: "Georgia's new TOD deed statute may avoid probate, but its interaction with the state's expanded Medicaid estate recovery rules remains unsettled."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Georgia · Asset Protection Tool

# Georgia Transfer-on-Death Deed

Last updated 2026-10-20

Georgia didn't have a general transfer-on-death deed for real estate until relatively recently. Senate Bill 420 created one, effective July 1, 2024, establishing a new chapter of Georgia law — O.C.G.A. Title 44, Chapter 17 — devoted entirely to this deed type (Georgia General Assembly, SB 420; Georgia Code §44-17-2).

There's since been a further legislative wrinkle: House Bill 413, enacted as Act 379, reportedly amended the statute with an effective date of April 22, 2026. That said, this research wasn't able to independently verify the amended statutory text, so anyone relying on the deed today should confirm the current requirements directly with the Georgia General Assembly rather than assuming the original 2024 language still controls every detail.

## Georgia figures

- TOD deed statute effective date: July 1, 2024
- Reported amendment effective date: April 22, 2026

## Sources and official resources

- [Georgia Medicaid: Long Term Services and Supports](https://medicaid.georgia.gov/long-term-services-and-supports)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Georgia guide](https://fundingltcmarketplace.com/states/georgia/)