---
title: "Georgia Medicaid Look-Back Period | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/georgia/medicaid-look-back-period/
description: "Georgia applies the standard 60-month transfer review, with a 2026 penalty divisor of $11,122 per month."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Georgia · Look-Back & Penalties

# Georgia Medicaid Look-Back Period

Last updated 2026-10-20

Georgia reviews the standard five years — 60 months — of an applicant's financial history, applying its transfer-of-assets policy to any transfer made on or after February 8, 2006, the date the federal Deficit Reduction Act rule kicked in (DFCS PAMMS §2342).

It's worth being clear that this review isn't a tax or a fine. What it actually does is create a stretch of time during which Medicaid simply won't pay for long-term-care services, triggered specifically by an uncompensated transfer turning up in that five-year window (DFCS PAMMS §2342).

DFCS doesn't leave caseworkers to guess at the math, either — the agency publishes a step-by-step worksheet for calculating exactly how long a transfer penalty runs, which matters because not every family gift gets treated the same way under that worksheet (DFCS PAMMS §2342).

## Georgia figures

- Look-back period: 60 months
- Look-back applies to transfers on/after: February 8, 2006
- 2026 transfer penalty divisor: $11,122/month

## Sources and official resources

- [Georgia Medicaid: Long Term Services and Supports](https://medicaid.georgia.gov/long-term-services-and-supports)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Georgia guide](https://fundingltcmarketplace.com/states/georgia/)