---
title: "Georgia Medicaid Asset & Income Limits (2026)"
url: https://fundingltcmarketplace.com/states/georgia/medicaid-asset-limits/
description: "Georgia long-term care Medicaid for 2026: $2,000 asset limit ($3,000 couple), $2,982/month income cap, $752,000 home-equity limit and spouse protections."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Georgia · Financial Eligibility

# Georgia Medicaid Asset Limits

Last updated 2026-10-20

**Quick answer:** In 2026, Georgia's Medicaid asset limit for long-term care is $2,000 for a single applicant, or $3,000 if both spouses are applying. Georgia's home-equity limit is $752,000.

For 2026, Georgia's DFCS policy manual (Appendix A1) draws the countable-resource line at $2,000 for a single applicant, rising to $3,000 when both members of a couple are applying together.

On the home-equity side, Georgia sticks to the federal floor rather than the ceiling: the state uses a $752,000 equity limit for 2026, even though federal rules would technically allow states to set that number as high as $1,130,000 (Georgia DFCS Appendix A1; CMS 2026 Community Income and Resource Standards).

## Georgia figures

- Individual resource limit: $2,000
- Couple resource limit (both applying): $3,000
- Home-equity limit used by Georgia: $752,000
- Federal home-equity range for 2026: $752,000–$1,130,000

## Questions and answers

### What is the Georgia Medicaid asset limit in 2026?

$2,000 in countable resources for a single applicant, or $3,000 when both members of a couple apply, per Georgia DFCS policy manual Appendix A1.

### What is Georgia's home-equity limit?

$752,000 for 2026. That's the federal minimum; federal rules would allow up to $1,130,000.

## Sources and official resources

- [Georgia Medicaid: Long Term Services and Supports](https://medicaid.georgia.gov/long-term-services-and-supports)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

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