---
title: "District of Columbia Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/district-of-columbia/medicaid-asset-limits/
description: "DC's published 2026 LTC resource limits, income paths, home treatment, and community-spouse protections."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
District of Columbia · Financial Eligibility

# District of Columbia Medicaid Asset Limits

Last updated 2026-10-20

As of DHCF's January 2026 published figures, the District counts resources fairly broadly for long-term-care Medicaid — cash, bank accounts, stocks, bonds, trusts, annuities, property, and life insurance can all be in scope. The countable-resource ceiling is $4,000 for a single applicant and $6,000 for a married couple. What's excluded matters just as much: your home's value, one vehicle, and ordinary personal and household goods don't count toward either limit. Whether a specific asset counts often comes down to how it's owned and accessed, so a label alone — 'trust' or 'annuity,' for instance — doesn't settle the question by itself.

Income works on a separate track. DHCF's 2026 Special Income Standard is $2,982 per month, calculated as 300% of the SSI federal benefit rate. For people above that threshold, the Spend Down group applies the same $4,000/$6,000 resource limits but layers in a medically needy income level — $856.90 per month for an individual, or $902 for a household of two or more in 2026. Once you've met that spend-down obligation, District rules give you a six-month period of coverage, which is worth planning around since an income problem and a resource problem are genuinely two different hurdles to clear.

## District of Columbia figures

- Individual resource limit: $4,000
- Married-couple resource limit: $6,000
- 2026 Special Income Standard: $2,982/month
- 2026 medically needy income level (individual): $856.90/month
- 2026 medically needy income level (household of 2+): $902/month
- Spend-down coverage period: 6 months once obligation is met

## Sources and official resources

- [D.C. DHCF: Long-Term Care (LTC)](https://dhcf.dc.gov/service/long-term-care-ltc)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full District of Columbia guide](https://fundingltcmarketplace.com/states/district-of-columbia/)