---
title: "Delaware Medicaid Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/delaware/medicaid-asset-limits/
description: "Delaware's 2026 resource, income, home-equity, and community-spouse standards for long-term care."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Delaware · Financial Eligibility

# Delaware Medicaid Asset Limits

Last updated 2026-10-20

DMMA's 2026 SSI-related standards set Delaware's Long Term Care Programs income threshold at 250% of the SSI rate — $2,485 a month for one person and $3,727.50 for a couple. Each applicant also gets a $20 disregard on available income, which effectively raises those figures to $2,505 and $3,747.50, though DMMA is careful to note that needs-based income like a VA pension doesn't get that same $20 disregard.

On the resource side, nothing changed for 2026: the limit remains $2,000 for an individual and $3,000 for a couple. When one spouse needs long-term care and the other stays in the community, though, Delaware switches to a separate spousal-impoverishment framework for assessing resources and setting the community spouse's protected allowance, rather than applying these baseline numbers directly.

## Delaware figures

- 2026 income standard (individual): $2,485/month (250% SSI)
- 2026 income standard (couple): $3,727.50/month
- Income standard after $20 disregard (individual): $2,505/month
- Income standard after $20 disregard (couple): $3,747.50/month
- Resource limit (individual): $2,000
- Resource limit (couple): $3,000

## Sources and official resources

- [Delaware DHSS: Long Term Care Medicaid Programs](https://dhss.delaware.gov/dmma/home/medicaid/long-term-care-medicaid-programs/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

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