---
title: "Connecticut Medicaid Estate Recovery | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/connecticut/medicaid-estate-recovery/
description: "How Connecticut DSS recovers Medicaid costs from estates, which survivors are protected, and how heirs can ask for hardship relief."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Connecticut · Estate Recovery

# Connecticut Medicaid Estate Recovery

Last updated 2026-10-20

Connecticut's DSS Uniform Policy Manual, section 7525.10, allows the Department to recover correctly paid Medicaid benefits from the estate of a noninstitutionalized person age 55 or older, for benefits received on or after October 1, 1993, subject to the policy's specific conditions. For someone who was institutionalized, the age-55 threshold falls away — recovery can apply regardless of age — and the policy's definition of "institutionalized" expressly includes people who received Medicaid HCBS-waiver services.

The published policy frames recovery around the probate estate rather than adopting an expanded-estate definition that names joint tenancy, life estates, or revocable trusts outright. That means Connecticut is best understood as a probate-estate recovery state based on the materials available, without assuming every non-probate asset is automatically reachable. Still, this is a reading of estate-focused policy language, not a title opinion — families with a trust, survivorship account, life estate, or open probate matter should get current Connecticut-specific legal advice.

## Sources and official resources

- [Connecticut DSS: Long-Term Services and Supports, How to Apply](https://portal.ct.gov/dss/health-and-home-care/long-term-care/long-term-services-and-supports---ltss/apply)
- [U.S. Code: 42 U.S.C. § 1396p (liens, estate recovery, transfers of assets, Partnership disregard)](https://www.law.cornell.edu/uscode/text/42/1396p)

Rules and figures change. Confirm current details with the agency before you act.

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