---
title: "Colorado Nursing Home Medicaid | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/colorado/nursing-home-medicaid/
description: "Colorado nursing-facility Medicaid uses functional eligibility review and a 2026 personal-needs allowance of $110.36 per month."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Colorado · Nursing Home Coverage

# Colorado Nursing Home Medicaid

Last updated 2026-10-20

Health First Colorado pays for nursing-facility services through its LTSS system once a person meets both the financial and functional requirements. HCPF treats nursing facilities as their own distinct provider setting with dedicated LTSS functional-eligibility tools, so simply being admitted to a facility isn't the same thing as a Medicaid approval. Coordinating the facility, the functional assessment, and the financial application in parallel — rather than assuming one will automatically produce the other — is the practical takeaway.

Colorado's published Long-Term Care Level of Care Eligibility Assessment sets the functional bar: generally, an applicant needs deficits in two of six activities of daily living, or a qualifying moderate-or-greater supervision need tied to behavior or memory/cognition. Because this is a documented functional assessment rather than a diagnosis-based decision, the team completing it should record specifics on bathing, dressing, eating, toileting, transfers, mobility, and supervision needs rather than rely on a diagnostic label alone.

Once approved, residents keep a personal-needs allowance of $110.36 a month from their income before the rest applies to the cost of care.

## Colorado figures

- Personal-needs allowance: $110.36/month
- ADL deficits required (of six): 2

## Sources and official resources

- [Colorado HCPF: Long-Term Services and Supports](https://hcpf.colorado.gov/long-term-services-and-supports-programs)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Colorado guide](https://fundingltcmarketplace.com/states/colorado/)