---
title: "California Medi-Cal Asset Limits | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/california/medi-cal-asset-limits/
description: "California reinstated its Medi-Cal asset test on January 1, 2026: $130,000 for one person and $195,000 for a couple. What counts and what's exempt."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
California · Financial Eligibility

# California Medi-Cal Asset Limits

Last updated 2026-10-20

Starting January 1, 2026, the non-MAGI Medi-Cal property limit sits at $130,000 for a single applicant, $195,000 for a couple, and an additional $65,000 for each extra household member, up to a household cap of ten people. These reinstated limits apply across long-term care, aged, blind, disabled, medically needy, and other non-MAGI Medi-Cal categories (DHCS ACWDL 26-02).

This isn't a continuation of an old rule — it's a genuine reversal. Assembly Bill 133 eliminated California's asset test entirely on January 1, 2024, and Assembly Bill 116 then brought it back on January 1, 2026. New applicants have had to report assets since that January 1 date, while people already enrolled report at their next annual renewal on or after it (CANHR, 2026 Asset Limit Reinstatement FAQ).

## California figures

- Individual asset limit (2026): $130,000
- Couple asset limit (2026): $195,000
- Additional-person allowance: $65,000 each
- Household maximum: 10 people

## Sources and official resources

- [DHCS: Medi-Cal Changes (asset limits)](https://www.dhcs.ca.gov/medi-cal/updates/medi-cal-changes/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full California guide](https://fundingltcmarketplace.com/states/california/)