---
title: "Arkansas Nursing Home Medicaid | Funding LTC Marketplace"
url: https://fundingltcmarketplace.com/states/arkansas/nursing-home-medicaid/
description: "Arkansas nursing-facility Medicaid uses an OLTC functional-need decision and generally permits a $40 monthly personal-needs allowance."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Arkansas · Nursing Home Coverage

# Arkansas Nursing Home Medicaid

Last updated 2026-10-20

DHS's 2026 chart places Nursing Facility Medicaid among the full-benefit categories, carrying the same $2,982 monthly income limit, $2,000 individual resource limit, and $3,000 couple resource limit that apply across the group. Beyond the financial figures, the chart flags functional eligibility, institutional status, cost-effectiveness, and a level-of-care assessment — run through the state's OLTC functional-need review — as the additional pieces that have to be satisfied.

Income above the cap doesn't automatically disqualify someone. DHS policy allows an income trust for a person who's medically determined to need nursing-facility, assisted-living, or PACE-level care, as long as the trust meets the irrevocable-trust requirements and follows the required monthly funding rules. Most residents in Arkansas facilities are permitted a personal-needs allowance of $40 per month.

## Arkansas figures

- Monthly income limit: $2,982
- Individual resource limit: $2,000
- Couple resource limit: $3,000
- Personal-needs allowance (most residents): $40/month

## Sources and official resources

- [Arkansas DHS: Consumer Long-Term Care Information](https://humanservices.arkansas.gov/divisions-shared-services/provider-services-quality-assurance/consumer-long-term-care-information/)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

[← Back to the full Arkansas guide](https://fundingltcmarketplace.com/states/arkansas/)