---
title: "Arizona ALTCS Asset & Income Limits (2026)"
url: https://fundingltcmarketplace.com/states/arizona/medicaid-asset-limits/
description: "Arizona ALTCS for 2026: $2,000 resource limit, $2,982/month income standard, Income-Only (Miller) trusts, home equity and community-spouse protections."
last_updated: 2026-10-20
author: George A. Mellendorf, CLTC, LTCP (Central States Insurance Services, Inc.)
publisher: Funding LTC Marketplace
note: Educational content; not legal, tax or financial advice. Markdown copy of the HTML page at the URL above.
---
Arizona · Financial Eligibility

# Arizona Medicaid Asset Limits

Last updated 2026-10-20

AHCCCS's February 2026 eligibility chart sets the ALTCS gross-income standard at 300% of the Federal Benefit Rate — $2,982 a month for an individual — alongside an individual resource limit of $2,000. Applicants also have to show they need nursing-home level of care or its equivalent, and they may owe a share of cost even once approved. Because this is an income-cap framework, simply being over the cap isn't something ordinary medical spending resolves on its own.

AHCCCS calls the permitted trust vehicle an Income-Only Trust, also known as a stream-of-income, income-cap, or Miller trust. It can bring someone under the 300%-of-FBR gross-income test, but it can only be funded with the applicant's income — never resources — and it has to start with a zero balance. Importantly, the same policy says an Income-Only Trust doesn't help when a net-income test applies instead, so confirming which test governs a given living arrangement has to come before setting one up.

## Arizona figures

- ALTCS gross-income standard (300% FBR): $2,982/month for an individual
- Individual ALTCS resource limit: $2,000

## Sources and official resources

- [AHCCCS: ALTCS coverage for long-term care needs](https://www.azahcccs.gov/Members/GetCovered/Categories/ALTCS.html)
- [CMS: 2026 SSI and Spousal Impoverishment Standards](https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf)

Rules and figures change. Confirm current details with the agency before you act.

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